1352 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1352 E Macphail Rd, Bel Air, MD 21015 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,917 sqft · built 2019
Lot Size0.746 acres (32,495 sqft)
Owner2 Individual Names on File
Last Sale$630,987 (Jul 2019)
Tax Bill$7,439 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-388506

Property Details

APN / Parcel Number

Primary APN03-388506
Alternative APN
  • 388506

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,917 sqft Total Area
Basement Area1,150 sqft
Finished Basement1,150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area32,495 sqft (0.746 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area124 sqft
Deck Area360 sqft
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number388506
Street Address1352 E MACPHAIL RD
CityBEL AIR
StateMD
Zip21015-5609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 32495 SF 1352 E MACPHAIL ROAD MD COUNTRY CLUB 137/42
Legal SubdivisionMARYLAND COUNTRY CLUB INC
Legal Lot Number2
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1003
Census Tract303606

Owner

Source: Harford County records · APN 03-388506

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1352 E MACPHAIL RD, BEL AIR, MD 21015-5609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 09, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 24, 2019Deed, Transfer · ARM
US BANK NA
May 21, 2018Grant Deed, Transfer
ENDEAVOR TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2019 · Amount on Record
Deed SaleJul 24, 2019 · Amount on Record
Prior SaleMay 21, 2018 · Amount on Record
Deed Book / Page13360 / 232
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1352 E MACPHAIL RD, BEL AIR, MD 21015-5609
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyENDCAVOR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138220229
DateApr 29, 2020
Book Page13822/229
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1352 E MACPHAIL RD, BEL AIR, MD 21015-5609
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140940260
DateSep 09, 2020
Book Page14094/260
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJul 24, 2019
Property Address1352 E MACPHAIL RD, BEL AIR, MD 21015-5609
Document Number0133600232
Book / Page13360 / 0232
Map ReferenceMB JJR 137 FO 42
Instrument DateJun 21, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyENDEAVOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0013360238
DateJul 24, 2019
Instrument13360/238
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMay 21, 2018
Property Address1352 E MACPHAIL RD, BEL AIR, MD 21015-5609
Document Number0128270013
Book / Page012827 / 000013
Instrument DateMay 11, 2018
Transaction TypeTransfer
Record UpdatedJun 01, 2018
Title CompanyENDEAVOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1114 CHATELAINE DR FALLSTON MD 210472346, FALLSTON, MD 21047-2346

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$774,567 (+17.29%)$829,100 (+10.95%) Land $142,400 Building $686,700
2025$7,439.00 (+10.65%) Homeowner's exemption
2023$660,367$747,300 Land $142,400 Building $604,900
2022$6,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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