1352 Bonnie Bluff Cir, Encinitas, CA 92024 Property Records

San Diego County property record for 1352 Bonnie Bluff Cir, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,211 sqft · built 1986
Lot Size	0.179 acres (7,810 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jun 2016)
Tax Bill	$12,723 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`216-390-27-00`

Property Details

APN / Parcel Number

Primary APN	`216-390-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,211 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	7,810 sqft (0.179 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1352 BONNIE BLUFF CIR
City	ENCINITAS
State	CA
Zip	92024-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 27 TR 011253
Legal Subdivision	ENCINITAS 4460
Legal Tract	011253
Legal Block	4
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4014
Census Tract	17601

Owner

1352 Bonnie Bluff Cir is owned and occupied by two individuals who bought it in June 2016.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1352 BONNIE BLUFF CIR, ENCINITAS, CA 92024-1270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 6, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Prior Sale	Apr 28, 1986 · Amount on File
Deed Document Number	2016274529
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1352 BONNIE BLUFF CIR, ENCINITAS, CA 92024-1270
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1352 BONNIE BLUFF CIR, ENCINITAS, CA 92024-1270

Mortgage

Document Number	0000421839
Date	Nov 2, 2022
Instrument	2022-0421839

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	34170

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1352 BONNIE BLUFF CIR, ENCINITAS, CA 92024-1270
Document Number	0000578167
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1352 BONNIE BLUFF CIR ENCINITAS CA 920241270, ENCINITAS, CA 92024-1270

Mortgage

Document Number	0000578167
Date	Dec 11, 2019
Instrument	578167

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1352 Bonnie Bluff Cir was $12,723 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,091 (+2%) Land $923,713 Building $223,378
2025	$12,723.00 Homeowner's exemption	$1,124,600 Land $905,601 Building $218,999
2023	$11,903.00 (+2.32%) Homeowner's exemption	$1,080,933 Land $870,437 Building $210,496
2022	$11,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1352 Bonnie Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1352 Bonnie Bluff Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Bonnie Bluff Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures