13518 Winding Trail Ct, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13518 Winding Trail Ct, Silver Spring, MD 20906

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,632 sqft · built 1987
Lot Size0.324 acres (14,119 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Nov 2014)
Tax Bill$6,688 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-02402832

Property Details

APN / Parcel Number

Primary APN13-02402832
Alternative APN
  • 02402832

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,632 sqft Living Area
Gross Area3,032 sqft
1st Floor Area1,624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,119 sqft (0.324 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02402832
Street Address13518 WINDING TRAIL CT
CitySILVER SPRING
StateMD
Zip20906-5830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionMIDDLEBRIDGE
Legal SubdivisionMIDDLEBRIDGE
Legal BlockC
Legal Lot Number36
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2024
Census Tract703223

Owner

13518 Winding Trail Ct is owned by two individuals who bought it in November 2014.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3105 MEDWAY ST, SILVER SPRING, MD 20902-2224
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2014 · Amount on File
Deed SaleNov 13, 2014 · Amount on File
Prior SaleAug 19, 2008 · Amount on File
Deed Book / Page49415 / 254
Prior Transfer DateAug 26, 2011
Prior Transfer Doc0421980047
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13518 WINDING TRAIL CT, SILVER SPRING, MD 20906-5830
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0641630498
DateSep 30, 2021
Book Page64163/498
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13518 WINDING TRAIL CT, SILVER SPRING, MD 20906-5830
Transaction TypeMortgage
Record UpdatedMar 5, 2021
Title CompanyBLUE NOTE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0598180032
DateJun 15, 2020
Book Page59818/32
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 13518 Winding Trail Ct was $6,688, down 2.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,400 (-8.31%) Land $203,100 Building $332,300$535,400 (-8.31%) Land $203,100 Building $332,300
2025$6,688.00 (-2.32%)$583,900 Land $203,100 Building $380,800$583,900 Land $203,100 Building $380,800
2024$6,847.00
2023$506,500$583,900 Land $203,100 Building $380,800
2022$4,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13518 Winding Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13518 Winding Trail Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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