Hernando County property record for 13516 Banner Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,762 sqft · built 2013 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $322,900 (Oct 2022) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Mar 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5120-0758-0120 |
| Primary APN | R32-323-17-5120-0758-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 158 ft deep x 74 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00515589 |
|---|---|
| Street Address | 13516 BANNER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-6023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 12 BLK 758 LOT 12 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 27 |
| Legal Subdivision | SPRING HILL UNIT 12 |
| Legal Block | 758 |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 40906 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 58 S RIVER DR STE 150, 150, TEMPE, AZ 85288-3774 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 20, 2022 | Warranty Deed, Transfer THOMAS TITLE AND ESCROW, THOMAS TITLE & ESCROW |
| Mar 24, 2022 | Warranty Deed, Construction Loan · Construction Mortgage STOA 3 LLC |
| Feb 15, 2022 | Warranty Deed, Construction Loan · Construction Mortgage STOA 3 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 2022076812 |
| Deed Book / Page | 4232 / 882 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 20, 2022 |
| Property Address | 13516 BANNER RD, SPRING HILL, FL 34609-6023 |
| Document Number | 0042320882 |
| Book / Page | 4232 / 882 |
| Map Reference | MB 42 PG 7,7A&7B |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022076812 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | THOMAS TITLE AND ESCROW, THOMAS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,260.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 24, 2022 |
| Property Address | 13516 BANNER RD, SPRING HILL, FL 34609-6023 |
| Document Number | 0041451439 |
| Book / Page | 4145 / 1439 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022022636 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 26, 2022 |
| Title Company | SERENITY TITLE, SERENITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,163.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8129 TUMBLESTONE CT APT 1024, 8129, DELRAY BEACH, FL 33446-4451 |
| Name | Verified Name |
|---|---|
| Address | 2355 E CAMELBACK RD STE 305, 305, PHOENIX, AZ 85016-3406 |
| Investor | Possibly a Property Investor |
| Document Number | 0041451441 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 4145/1441 |
| Name | STOA 3 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 15, 2022 |
| Property Address | 13516 BANNER RD, SPRING HILL, FL 34609-6023 |
| Document Number | 0041271138 |
| Book / Page | 4127 / 1138 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022012002 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 18, 2022 |
| Title Company | SERENITY TITLE, SERENITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,742.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9710 RUSHWOOD CT, 9710, TAMPA, FL 33615-1928 |
| Name | Verified Name |
|---|---|
| Address | 1300 NW 17TH AVE STE 155, 155, DELRAY BEACH, FL 33445-2554 |
| Document Number | 0041271140 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 4127/1140 |
| Name | STOA 3 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,131.00 (-5.86%) | $289,421 (+0.16%) Land $51,558 Building $237,863 | $289,421 (+0.16%) Land $51,558 Building $237,863 |
| 2023 | $288,948 (+158.61%) Land $48,311 Building $240,637 | ||
| 2022 | $4,388.00 Homeowner's exemption | $111,733 | $288,948 Land $45,795 Building $243,153 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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