13515 Acqua Dr, Temple, TX 76504 Property Records

Bell County property record for 13515 Acqua Dr, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,343 sqft · built 2020
Lot Size	0.508 acres (22,128 sqft)
Owner	Individual Name on File
Last Sale	$352,400 (Jan 2021)
Tax Bill	$440 (2021)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0009548887`

Property Details

APN / Parcel Number

Primary APN	`0009548887`
Alternative APNs	`479285` `868791`

Interior

Stories	1 Story
Building Area	2,343 sqft Living Area
1st Floor Area	2,343 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,128 sqft (0.508 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13515 ACQUA DR
City	TEMPLE
State	TX
Zip	76504-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMATA TERRA ADDITION, BLOCK 001, LOT 0004, 0.508AC
Legal Subdivision	AMATA TERRA ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2003
Census Tract	20302

Owner

13515 Acqua Dr is owned and occupied by an individual who bought it in January 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	13515 ACQUA DR, TEMPLE, TX 76504-6136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage SWBC MORTGAGE CORP
Jul 3, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/MOODY
Apr 20, 2020	Vendor's Lien, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF MOODY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Apr 20, 2020 · Amount on File
Deed Document Number	20213266
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000003266
Record Updated	Sep 20, 2026

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 19, 2021
Property Address	13515 ACQUA DR, TEMPLE, TX 76504-6136
Document Number	0000003266
Map Reference	DOC 2017-177
Instrument Date	Jan 15, 2021
Instrument	2021003266
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13515 ACQUA DR, TEMPLE, TX 76504-6136

Mortgage

Document Number	0000003267
Date	Jan 19, 2021
Instrument	2021003267

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	13515 ACQUA DR, TEMPLE, TX 76504-6136
Document Number	0000033353
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7084 LOWER TROY RD TEMPLE TX 765016632, TEMPLE, TX 76501-6632

Mortgage

Document Number	0000033353
Date	Jul 7, 2020
Instrument	33353

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 20, 2020
Property Address	13515 ACQUA DR, TEMPLE, TX 76504-6136
Document Number	0000018493
Map Reference	PL 2017-177
Instrument Date	Apr 16, 2020
Instrument	2020-00018493
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8260 CEDAR CREEK RD, 8260, TEMPLE, TX 76504-6096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7084 LOWER, TROY, TX 76579

Mortgage

Document Number	0000018494
Date	Apr 20, 2020
Instrument	2020-00018494

Lender

Name	THE FIRST NATIONAL BANK OF MOODY
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,925 Land $70,000 Building $398,925	$468,925 Land $70,000 Building $398,925
2023		$433,333 Land $60,000 Building $373,333	$433,333 Land $60,000 Building $373,333
2021	$440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13515 Acqua Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13515 Acqua Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	50 / 10

May also be available: Verizon.

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