13512 W White Rd, Spokane, WA 99224 Property Records

Spokane County property record for 13512 W White Rd, Spokane, WA 99224

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,848 sqft · built 2002
Lot Size4.78 acres (208,217 sqft)
OwnerIndividual Name on Record
Last Sale$169,600 (Jan 2022)
Tax Bill$4,000 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Jul 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN14113.9050

Property Details

APN / Parcel Number

Primary APN14113.9050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area208,217 sqft
Garage TypeDetached
Garage Area1,120 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address13512 W WHITE RD
CitySPOKANE
StateWA
Zip99224-9009
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRT
Legal Description11-24-41 E1/2 OF E1/2 OF SE1/4 OF SW1/4 EXC N1/2 & EXC RD
Legal Range41
Legal Township24
Legal Section11
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group1
Census Block1013
Census Tract14100

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13512 W WHITE RD, SPOKANE, WA 99224-9009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
GESA CU
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
GESA CU
Jan 21, 2022Warranty Deed, Transfer · ARM
GESA CU
Nov 18, 2019Trustee's Deed, Construction Loan · Construction Mortgage
WEST CHENEY BOYS LLC
Feb 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 3, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleAug 3, 2017 · Amount on Record
Deed Document Number20227173807
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address13512 W WHITE RD, SPOKANE, WA 99224-9009
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007255206
DateNov 28, 2022
Instrument7255206
Lender
NameGESA CU
TypeCredit Union
AddressRICHLAND, WA 99352
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address13512 W WHITE RD, SPOKANE, WA 99224-9009
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006939274
DateJul 7, 2020
Instrument6939274
Lender
NameGESA CU
TypeCredit Union
AddressRICHLAND, WA 99352
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change10.6%
Index10-Year TN
Max Rate10.6%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 21, 2022
Property Address13512 W WHITE RD, SPOKANE, WA 99224-9009
Document Number0007173807
Instrument DateJan 19, 2021
Instrument7173807
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyWFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,718.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13512 W WHITE RD, SPOKANE, WA 99224-9009

Mortgage

Document Number0007173808
DateJan 21, 2022
Instrument7173808
Lender
NameGESA CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2032
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change10.1%
IndexOther
Max Rate10.1%

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSPOKANE WA
Recording DateNov 18, 2019
Property Address13512 W WHITE RD, SPOKANE, WA 99224-9009
Instrument DateNov 18, 2019
Instrument6864942
Transaction TypeConstruction Loan
Record UpdatedDec 10, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 611 CHENEY WA 990045156, CHENEY, WA 99004-5156

Mortgage

Document Number0006864942
DateNov 18, 2019
Instrument6864942
Lender
NameWEST CHENEY BOYS LLC
Address15202 E SPRAGUE AVE, SPOKANE VALLEY, WA 99037-9800
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 17, 2020

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateFeb 4, 2019
Property Address13512 W WHITE RD, SPOKANE, WA 99224-9009
Document Number0006779973
Instrument DateFeb 1, 2019
Instrument6779973
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address13512 W WHITE RD SPOKANE WA 992249009, SPOKANE, WA 99224-9009

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 3, 2017
Property Address13512 W WHITE RD, SPOKANE, WA 99224-9009
Document Number0006626890
Instrument DateJul 26, 2017
Instrument6626890
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$2,105.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13512 W WHITE RD SPOKANE WA 992249009, SPOKANE, WA 99224-9009

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,000.00 (-5.06%)$408,480 (+18.23%) Land $111,580 Building $296,900$408,480 (+18.23%) Land $111,580 Building $296,900
2025$4,213.00 (+43.98%)$345,510 (+8.85%) Land $68,810 Building $276,700$345,510 (+8.85%) Land $68,810 Building $276,700
2024$2,926.00 (+10.12%)$317,410 (+25.36%) Land $68,810 Building $248,600$317,410 (+25.36%) Land $68,810 Building $248,600
2023$2,657.00 (-0.11%)$253,190 Land $53,790 Building $199,400$253,190 Land $53,790 Building $199,400
2022$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 50% of Washington
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wind Wireless
Fixed Wireless
100 / 20
Ziply Fiber
Fixed Wireless
50 / 10
T-Mobile
Fixed Wireless
25 / 3

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