13510 Kelham Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 13510 Kelham Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,111 sqft · built 2019
Lot Size	0.595 acres (25,918 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Jun 2025)
Tax Bill	$8,673 (2026)
Deeds & Mortgages	Sep 2021 Refinance Apr 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`734-72-39-05-800-000`

Property Details

APN / Parcel Number

Primary APN	`734-72-39-05-800-000`
Alternative APNs	`404048001` `491517000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,111 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,918 sqft (0.595 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	491517000
Street Address	13510 KELHAM RD
City	MIDLOTHIAN
State	VA
Zip	23113-4082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25 - SING
Legal Description	TARRINGTON SEC 15 051
Legal Subdivision	TARRINGTON
Legal Lot Number	51
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4000
Census Tract	100926

Owner

13510 Kelham Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13510 KELHAM RD, MIDLOTHIAN, VA 23113-4082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED FEDERAL CREDIT UNION
Apr 17, 2019	Warranty Deed, Construction Loan · Construction Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	202520797
Deed Book / Page	14922 / 243
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13510 KELHAM RD, MIDLOTHIAN, VA 23113-4082
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013621-372
Date	Sep 10, 2021
Book Page	13621/372
Instrument	2021058583

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 17, 2019
Property Address	13510 KELHAM RD, MIDLOTHIAN, VA 23113-4082
Document Number	12277616
Book / Page	012277 / 000616
Instrument Date	Apr 15, 2019
Instrument	13177
Transaction Type	Construction Loan
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9331 SPRINGMOUNT TER CHESTERFIELD VA 238329267, CHESTERFIELD, VA 23832-9267

Mortgage

Document Number	12277619
Date	Apr 17, 2019
Book Page	012277/000619
Instrument	13178

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13510 Kelham Rd was $8,673, up 11.3% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,673.00 (+11.26%)	$971,700 (+11.29%) Land $210,000 Building $761,700	$971,700 (+11.29%) Land $210,000 Building $761,700
2025	$7,795.00	$873,100 Land $210,000 Building $663,100	$873,100 Land $210,000 Building $663,100
2023	$7,279.00	$797,200 Land $210,000 Building $587,200	$797,200 Land $210,000 Building $587,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13510 Kelham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13510 Kelham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kelham Rd

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