San Joaquin County property record for 1351 Rivergate Dr, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,767 sqft · built 1981 |
| Lot Size | 0.492 acres (21,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700,000 (Sep 2025) |
| Tax Bill | $18,110 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 041-280-150-000 |
| Primary APN | 041-280-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,767 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 21,450 sqft (0.492 acres) |
| View / Lot | River |
| Garage Area | 909 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041-280-15 |
|---|---|
| Street Address | 1351 RIVERGATE DR |
| City | LODI |
| State | CA |
| Zip | 95240-0549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 926 RIVERGATE MOKELUMN LOT 000033 MAP 000022 00027 |
| Legal Subdivision | RIVERGATE MOKELUMNE |
| Legal Tract | 926 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4202 |
1351 Rivergate Dr is owned and occupied by two individuals who bought it in September 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1351 RIVERGATE DR, LODI, CA 95240-0549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE |
| Sep 19, 2025 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Jun 10, 2014 |
| Deed Document Number | 202580250 |
| Prior Transfer Date | Nov 8, 2024 |
| Prior Transfer Doc | 0000099575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 27, 2026 |
| Property Address | 1351 RIVERGATE DR, LODI, CA 95240-0549 |
| Document Number | 0000037892 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 202637892 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 1351 RIVERGATE DR, LODI, CA 95240-0549 |
| Document Number | 0000037892, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202637892 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.58% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 19, 2025 |
| Property Address | 1351 RIVERGATE DR, LODI, CA 95240-0549 |
| Document Number | 0000080250 |
| Map Reference | VOL 22 PG 27 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025-080250 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1351 RIVERGATE DR, LODI, CA 95240-0549 |
| Document Number | 0000080251 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-080251 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 1351 Rivergate Dr was $18,110, up 29% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,110.00 (+29.02%) | ||
| 2025 | $14,037.00 | $1,294,950 Land $450,498 Building $844,452 | |
| 2023 | $13,471.00 (+2.27%) | $1,244,667 Land $433,005 Building $811,662 | $1,660,770 |
| 2022 | $13,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1351 Rivergate Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Nearby Flood Policies | 57 units insured incl. 20 condo units |
| Nearby Flood Claims | 10 (1983–2006) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1351 Rivergate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| unWired Broadband Fixed Wireless | 200 / 25 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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