1351 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 1351 Olive St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,840 sqft · built 1977
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Sep 2018)
Tax Bill	$6,579 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-050-26-00`

Property Details

APN / Parcel Number

Primary APN	`281-050-26-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	48,352 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	1351 OLIVE ST
City	RAMONA
State	CA
Zip	92065-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 (EX ST) TR PM03530
Legal Subdivision	DAVIS
Legal Tract	3530
Legal Block	1
Legal Lot Number	75
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1351 OLIVE ST, RAMONA, CA 92065-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Dec 21, 2019	Deed of Trust, Mortgage · Conventional with PMI HOMELAND FINANCIAL NETWORK INC
Sep 12, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Jan 8, 2016
Deed Document Number	2018377913
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0000008918
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 OLIVE ST, RAMONA, CA 92065-1826
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 OLIVE ST, RAMONA, CA 92065-1826

Mortgage

Document Number	0000789951
Date	Nov 15, 2021
Instrument	2021-0789951

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 OLIVE ST, RAMONA, CA 92065-1826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 OLIVE ST, RAMONA, CA 92065-1826

Mortgage

Document Number	0000718999
Date	Nov 16, 2020
Instrument	2020-0718999

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 OLIVE ST, RAMONA, CA 92065-1826
Document Number	0000613984
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 OLIVE ST RAMONA CA 920651826, RAMONA, CA 92065-1826

Mortgage

Document Number	0000613984
Date	Dec 31, 2019
Instrument	613984

Lender

Name	HOMELAND FINANCIAL NETWORK INC
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2018
Property Address	1351 OLIVE ST, RAMONA, CA 92065-1826
Document Number	0000377913
Instrument Date	Sep 7, 2018
Instrument	377913
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 OLIVE ST RAMONA CA 920651826, RAMONA, CA 92065-1826

Mortgage

Document Number	377914
Date	Sep 12, 2018
Instrument	377914

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,111 (+2%) Land $264,240 Building $355,871
2025	$6,579.00 (+7.46%) Homeowner's exemption	$607,953 (+4.04%) Land $259,059 Building $348,894
2023	$6,122.00 (-1.54%) Homeowner's exemption	$584,347 Land $249,000 Building $335,347
2022	$6,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Olive St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures