1351 New Charter Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1351 New Charter Ln, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,516 sqft · built 2013
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T070300491`

Property Details

APN / Parcel Number

Primary APN	`T070300491`
Alternative APN	`2-0042-A082-00-103D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	866 sqft
Basement Area	650 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300491
Street Address	1351 NEW CHARTER LN
City	O FALLON
State	MO
Zip	63366-1579
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HYLAND GREEN #4 LOT 103D
Legal Subdivision	HYLAND GREEN #4
Legal Lot Number	103D
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2015
Census Tract	311801

Owner

1351 New Charter Ln, a condominium, is owned and occupied by an individual who bought it in May 2026.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1351 NEW CHARTER LN, O FALLON, MO 63366-1579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	202620432
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 1, 2026
Property Address	1351 NEW CHARTER LN, O FALLON, MO 63366-1579
Document Number	0000020432
Instrument Date	Apr 29, 2026
Instrument	202620432
Transaction Type	Transfer
Record Updated	Aug 12, 2026
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 NEW CHARTER LN, O FALLON, MO 63366-1579

Mortgage

Document Number	0000020433,
Date	May 1, 2026
Instrument	202620433

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000020434,
Date	May 1, 2026
Instrument	202620434

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 23, 2022
Property Address	1351 NEW CHARTER LN, O FALLON, MO 63366-1579
Document Number	0000052485
Map Reference	MB 43 PG 172
Instrument Date	Sep 23, 2022
Instrument	2022R-052485
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 NEW CHARTER LN, O FALLON, MO 63366-1579

Mortgage

Document Number	0000052486
Date	Sep 23, 2022
Instrument	2022R-052486

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1351 New Charter Ln was $2,933, up 0.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,489 (-)	$239,415 (-) Building $239,415
2025	$2,933.00 (+0.76%)	$45,489	$239,415 Building $239,415
2024	$2,911.00
2023		$43,839
2022			$230,732 Building $230,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1351 New Charter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1351 New Charter Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Wisper ISP.

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