1351 Lance Ave, Elburn, IL 60119 Property Records

Kane County property record for 1351 Lance Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2017)
Tax Bill	$13,690 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-09-323-004`

Property Details

APN / Parcel Number

Primary APN	`11-09-323-004`

Exterior

Lot Area	9,542 sqft (0.219 acres)

Location & Zoning

Street Address	1351 LANCE AVE
City	ELBURN
State	IL
Zip	60119-7852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUB UNIT NO 12 LT 983
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Block	2
Legal Lot Number	983
Legal Unit	12
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2046
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1351 LANCE AVE, ELBURN, IL 60119-7852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 4, 2017	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	201762805
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1351 LANCE AVE, ELBURN, IL 60119-7852
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021760
Date	Apr 21, 2022
Instrument	2022K021760

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1351 LANCE AVE, ELBURN, IL 60119-7852
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085655
Date	Nov 15, 2021
Instrument	2021K085655

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 4, 2017
Property Address	1351 LANCE AVE, ELBURN, IL 60119-7852
Document Number	0000062805
Map Reference	DOC2006K13187
Instrument Date	Nov 27, 2017
Instrument	2017K062805
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	JOEL BREWER AND KIMBERLY BRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 LANCE AVE, ELBURN, IL 60119-7852

Mortgage

Document Number	0000062806
Date	Dec 4, 2017
Instrument	2017K062806

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,690.00 (+3.7%) Homeowner's exemption
2024	$13,201.00 (+13.57%)	$161,800 (+25.08%) Land $17,164 Building $144,636	$485,594 (+25.13%) Land $51,513 Building $434,082
2022	$11,624.00 (+3.76%) Homeowner's exemption	$129,354 (+4.48%) Land $14,217 Building $115,137	$388,062 (+4.48%) Land $42,651 Building $345,411
2021	$11,203.00 Homeowner's exemption	$123,807 Land $13,607 Building $110,200	$371,421 Land $40,821 Building $330,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: NewarkNet.

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