1351 H St, Ramona, CA 92065 Property Records

San Diego County property record for 1351 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,037 sqft · built 2000
Lot Size	0.158 acres (6,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (May 2000)
Tax Bill	$4,596 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`282-390-06-00`

Property Details

APN / Parcel Number

Primary APN	`282-390-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,037 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,893 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1351 H ST
City	RAMONA
State	CA
Zip	92065-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 6 TR 013700
Legal Subdivision	SAN DIEGO 4931-1
Legal Tract	013700
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1351 H ST, RAMONA, CA 92065-2838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2000 · Amount on Record
Deed Sale	May 17, 2000 · Amount on Record
Deed Document Number	2000256789
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 H ST, RAMONA, CA 92065-2838
Transaction Type	Mortgage
Record Updated	Apr 20, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 H ST, RAMONA, CA 92065-2838

Mortgage

Document Number	0000157448
Date	Apr 11, 2022
Instrument	2022-0157448

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 H ST, RAMONA, CA 92065-2838
Document Number	0000038198
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1351 H ST RAMONA CA 920652838, RAMONA, CA 92065-2838

Mortgage

Document Number	0000038198
Date	Jan 24, 2020
Instrument	38198

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,560 (+2%) Land $109,728 Building $239,832
2025	$4,596.00 (+8.01%) Homeowner's exemption	$342,707 (+4.04%) Land $107,577 Building $235,130
2023	$4,255.00 (-3.1%) Homeowner's exemption	$329,400 Land $103,400 Building $226,000
2022	$4,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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