1351 E Madison Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1351 E Madison Ave, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	9 bd · 6 ba · 3,460 sqft · built 1979
Lot Size	0.272 acres (11,855 sqft)
Owner	Individual Name on File
Last Sale	$1,530,000 (Jun 2026)
Tax Bill	$20,192 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`489-180-21-00`

Property Details

APN / Parcel Number

Primary APN	`489-180-21-00`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Units	3 Units
Building Area	3,460 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Family
Lot Area	11,855 sqft (0.272 acres)

Location & Zoning

Street Address	1351 E MADISON AVE
City	EL CAJON
State	CA
Zip	92021-8568
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-4300
Legal Description	BLK 13 LOT 3 POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	13
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	15701

Owner

1351 E Madison Ave, a residential property, is owned and occupied by an individual who bought it in June 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1351 E MADISON AVE, EL CAJON, CA 92021-8568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 22, 2026	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 22, 2026	Grant Deed, Transfer · Conventional Mortgage FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Document Number	2026178422
Prior Transfer Date	Aug 9, 2024
Prior Transfer Doc	0000211948
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 E MADISON AVE, EL CAJON, CA 92021-8568
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 DESTY CT, SAN DIEGO, CA 92154-1404
Investor	Possibly a Property Investor

Mortgage

Document Number	0000111002
Date	Feb 11, 2021
Instrument	2021-0111002

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2026
Property Address	1351 E MADISON AVE, EL CAJON, CA 92021-8568
Document Number	0000178421
Instrument Date	Jun 8, 2026
Instrument	2026178421
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1351 E MADISON AVE, EL CAJON, CA 92021-8568

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2026
Property Address	1351 E MADISON AVE, EL CAJON, CA 92021-8568
Document Number	0000178422
Instrument Date	Jun 4, 2026
Instrument	2026178422
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1801 HIDDEN PALM CT, EL CAJON, CA 92019-3636

Mortgage

Document Number	0000178423,
Date	Jun 22, 2026
Instrument	2026178423

Lender

Name	FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1351 E Madison Ave was $20,192, up 40.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,453,500 (+2%) Land $816,000 Building $637,500
2025	$20,192.00 (+40.4%)	$1,425,000 Land $800,000 Building $625,000
2024	$14,382.00 (+4.29%)
2023	$13,791.00 (+2.82%)	$889,481 Land $262,392 Building $627,089
2022	$13,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1351 E Madison Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1351 E Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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