Saratoga County and Charlton Town property record for 1351 Division St, Charlton, NY 12019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,732 sqft · built 1977 |
| Lot Size | 7.05 acres (307,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Dec 2021) |
| Tax Bill | $8,395 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Dec 2021 Sale & Mortgage |
| APN | 412200 246.-1-47.1 |
| Primary APN | 412200 246.-1-47.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| 2nd Floor Area | 510 sqft |
| Upper Floors Area | 255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 307,098 sqft (7.05 acres) |
| Lot Width | 486 ft Width |
| Garage Type | Attached |
| Garage Area | 533 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 428 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J01757 |
|---|---|
| Street Address | 1351 DIVISION ST |
| City | CHARLTON |
| State | NY |
| Zip | 12019-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 47.001 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CHARLTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 61600 |
Source: Saratoga County and Charlton Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1351 DIVISION ST, BALLSTON LAKE, NY 12019-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FEDERAL CREDIT UNION |
| Dec 17, 2021 | Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2011 · Amount on Record |
| Deed Document Number | 202146176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 1351 DIVISION ST, BALLSTON LAKE, NY 12019-2907 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025141 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018025141 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Dec 17, 2021 |
| Property Address | 1351 DIVISION ST, BALLSTON LAKE, NY 12019-2907 |
| Document Number | 0000046176 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021046176 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 GLENBROOK CT, CLIFTON PARK, NY 12065 |
| Document Number | 0000046177 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021046177 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Charlton Town |
| Unified School District | Burnt Hills-Ballston Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,395.00 | $234,300 (-) Land $45,600 Building $188,700 | $478,163 (+12.24%) Land $93,061 Building $385,102 |
| 2023 | $234,300 Land $45,600 Building $188,700 | $426,000 Land $82,909 Building $343,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Mar 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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