1351 Diamond Head Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1351 Diamond Head Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,725 sqft · built 1981
Lot Size	0.492 acres (21,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,040,000 (Jul 2021)
Tax Bill	$23,939 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-560-46-00`

Property Details

APN / Parcel Number

Primary APN	`259-560-46-00`
Alternative APN	`2595604200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,413 sqft (0.492 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2595604200
Street Address	1351 DIAMOND HEAD DR
City	ENCINITAS
State	CA
Zip	92024-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK J DOC82-378861 IN PAR 1 PER PM 8003 IN ST CLSD ADJ&IN TR 002136
Legal Subdivision	PALOMARES HEIGHTS
Legal Tract	002136
Legal Block	J
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17406

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1351 DIAMOND HEAD DR, ENCINITAS, CA 92024-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Jan 30, 2020	Deed of Trust, Mortgage ONETRUST HM LOANS
May 29, 2019	Grant Deed, Transfer · Construction Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	2021524969
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0000290773
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2021
Property Address	1351 DIAMOND HEAD DR, ENCINITAS, CA 92024-4004
Document Number	0000524969
Instrument Date	Jun 11, 2021
Instrument	2021-0524969
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1351 DIAMOND HEAD DR, ENCINITAS, CA 92024-4004

Mortgage

Document Number	0000524970
Date	Jul 22, 2021
Instrument	2021-0524970

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1351 DIAMOND HEAD DR, ENCINITAS, CA 92024-4004
Document Number	0000062778
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1351 DIAMOND HEAD DR ENCINITAS CA 920244004, ENCINITAS, CA 92024-4004

Mortgage

Document Number	0000062778
Date	Feb 6, 2020
Instrument	62778

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	3131 CAMINO DEL RIO N, SAN DIEGO, CA 92108-5701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2019
Property Address	1351 DIAMOND HEAD DR, ENCINITAS, CA 92024-4004
Document Number	0000204776
Instrument Date	Apr 30, 2019
Instrument	204776
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1351 DIAMOND HEAD DR ENCINITAS CA 920244004, ENCINITAS, CA 92024-4004

Mortgage

Document Number	204777
Date	May 29, 2019
Instrument	204777

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	3131 CAMINO DEL RIO N # 1680, SAN DIEGO, CA 92108-5755

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 28, 2020

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,208,160 (+2%) Land $1,775,188 Building $432,972
2025	$23,939.00 (+6.51%)	$2,164,864 (+4.04%) Land $1,740,381 Building $424,483
2023	$22,475.00 (+2.17%)	$2,080,800 Land $1,672,800 Building $408,000
2022	$21,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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