1351 Congo Dr, Poinciana (Kissimmee), FL 34759 Property Records

Polk County property record for 1351 Congo Dr, Poinciana, FL 34759

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,880 sqft · built 2005
Lot Size	0.161 acres (7,004 sqft)
Owner	2 Individual Names on File
Last Sale	$238,900 (Oct 2005)
Tax Bill	$449 (2025)
Deeds & Mortgages	Dec 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-27-33-934460-436100`

Property Details

APN / Parcel Number

Primary APN	`28-27-33-934460-436100`
Alternative APNs	`332728934460436100` `32728000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,004 sqft (0.161 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	39 sqft

Location & Zoning

Street Address	1351 CONGO DR
City	KISSIMMEE
State	FL
Zip	34759-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POINCIANA NEIGHBORHOOD 2 WEST VILLAGE 7 PB 55 PGS 5 THRU 18 BLK 436 LOT 10
Legal Range	28E
Legal Township	27S
Legal Section	33
Legal Subdivision	POINCIANA NBRHD 2 WEST VILL 7
Legal Tract	934460
Legal Block	436
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3052
Census Tract	14127

Owner

1351 Congo Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1351 CONGO DR, KISSIMMEE, FL 34759-4606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2005 · Amount on File
Deed Sale	Oct 10, 2005 · Amount on File
Prior Sale	Aug 11, 2005 · Amount on File
Deed Document Number	2005247057
Deed Book / Page	6435 / 1533
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000332262
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Dec 27, 2022
Property Address	1351 CONGO DR, POINCIANA, FL 34759-4606
Document Number	0000332262
Book / Page	12530 / 2153
Map Reference	MB 55 PG 5
Instrument Date	Dec 19, 2022
Instrument	2022332262
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	NOT AVAILABLE, ENTURST TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1351 CONGO DR, POINCIANA, FL 34759-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 CONGO DR, POINCIANA, FL 34759-4606

Mortgage

Document Number	0125302156
Date	Dec 27, 2022
Instrument	12530/2156

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	933 Months
Due	Sep 21, 2100

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1351 Congo Dr was $449 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,108 (+6.1%)	$252,441 (+16.45%) Land $40,000 Building $212,441
2025	$449.00 Homeowner's exemption	$73,620	$216,782 Land $40,000 Building $176,782
2023	$909.00 (+4.12%) Homeowner's exemption	$69,461 (+3%)	$232,161 (+7.09%) Land $40,000 Building $192,161
2022	$873.00 Homeowner's exemption	$67,438	$216,797 Land $28,000 Building $188,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1351 Congo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1351 Congo Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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