1351 Cedar Rdg Rd, Lowell, OH 45744 Property Records

Washington County property record for 1351 Cedar Rdg Rd, Lowell, OH 45744

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 2013
Lot Size	4.27 acres (186,001 sqft)
Owner	Individual Name on File
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010001212001`

Property Details

APN / Parcel Number

Primary APN	`010001212001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Unfinished Basement	2,448 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	186,001 sqft (4.27 acres)
Garage Type	Attached
Garage Area	1,302 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1351 CEDAR RIDGE RD
City	LOWELL
State	OH
Zip	45744-7586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R9 T4 100 AC LOT 19 S END BR CR 4.265 AC
Legal Subdivision	BEAR CREEK ALLOTMENT
Legal Lot Number	19
Jurisdiction	WASHINGTON OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3017
Census Tract	21300

Owner

1351 Cedar Rdg Rd is owned and occupied by an individual who acquired it in April 2013.

Source: Washington County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1351 CEDAR RIDGE RD, LOWELL, OH 45744-7586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit RIVERVIEW CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2013
Transfer Doc	00544/1560
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	1351 CEDAR RIDGE RD, LOWELL, OH 45744-7586
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 CEDAR RIDGE RD, LOWELL, OH 45744-7586

Mortgage

Document Number	00686/2398
Date	Dec 31, 2025
Book Page	686/2398
Instrument	202500007561

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	1351 CEDAR RIDGE RD, LOWELL, OH 45744-7586
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00673/2425
Date	Dec 26, 2023
Book Page	673/2425
Instrument	202300007154

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	198 Months
Due	Jun 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	1351 CEDAR RIDGE RD, LOWELL, OH 45744-7586
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00609/0956
Date	Mar 3, 2017
Book Page	609/0956
Instrument	201700001367

Lender

Name	RIVERVIEW CU INC
Type	Credit Union
Address	BELPRE, OH 45714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1351 Cedar Rdg Rd was $2,454, up 12.7% from the year before.

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Adams Township
Unified School District	Fort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00 (+12.72%)	$83,180 (+15.67%) Land $9,450 Building $73,730	$237,650 Land $27,000 Building $210,650
2024	$2,177.00 Additional exemption filed	$71,910 Land $7,710 Building $64,200
2022	$2,170.00 Additional exemption filed	$71,910 Land $7,710 Building $64,200	$205,460 Land $22,020 Building $183,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1351 Cedar Rdg Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1351 Cedar Rdg Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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