Delta County property record for 1351 Bluff St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,421 sqft · built 1975 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Dec 2018) |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R020356 |
| Primary APN | R020356 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,421 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R020356 |
|---|---|
| Street Address | 1351 BLUFF ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1351 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: BUSINESS MENS SUBDIVISION BLOCK: 6 LOT: 11 THRU:- LOT: 14 AND:- LOT: 15 UNIT: PT TOTAL 0.16 AC+- PARCEL B-HASKINS/DILLIE BA-LOTS 11THRU 14 & PT LT 15 BLK 6 50X155.91 BUSINESS MENS ADDITION.LT |
| Legal Subdivision | BUSINESS MENS SUBDIVISION |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 965100 |
1351 Bluff St is owned by an individual who bought it in December 2018.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 SW 13TH AVE, CEDAREDGE, CO 81413-4107 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Dec 7, 2018 | Special Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Aug 28, 2018 | Deed, Transfer |
| Aug 17, 2007 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Prior Sale | Aug 17, 2007 · Amount on File |
| Deed Document Number | 2018707715 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1351 BLUFF ST, DELTA, CO 81416-2136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 722867 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 722867 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 7, 2018 |
| Property Address | 1351 BLUFF ST, DELTA, CO 81416-2136 |
| Document Number | 0000707715 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 707715 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 198 SW 1TH AVE, CEDAREDGE, CO 81413 |
| Document Number | 0000707716 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 707716 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Number | 707717 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 707717 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 28, 2018 |
| Property Address | 1351 BLUFF ST, DELTA, CO 81416-2136 |
| Document Number | 0000705562 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 705562 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 770740, STEAMBOAT SPRINGS, CO 80477-0740 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 17, 2007 |
| Property Address | 1351 BLUFF ST, DELTA, CO 81416-2136 |
| Document Number | 0000617985 |
| Instrument Date | Aug 16, 2007 |
| Instrument | 617985 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | UTC |
| Amount | Amount on Record |
|---|---|
| Tax | $15.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1351 BLUFF ST, DELTA, CO 81416-2136 |
| Document Number | 0000617986 |
|---|---|
| Date | Aug 17, 2007 |
| Instrument | 617986 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|
The 2025 property tax bill for 1351 Bluff St was $1,194, up 23.2% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (+23.22%) | $17,546 (+19.74%) Land $3,125 Building $14,421 | $280,737 Land $50,000 Building $230,737 |
| 2024 | $969.00 (+3.97%) | $14,653 (-) Land $2,677 Building $11,976 | |
| 2023 | $932.00 (+14.78%) | $14,653 (+16.39%) Land $2,677 Building $11,976 | $218,705 (+20.73%) Land $39,953 Building $178,752 |
| 2022 | $812.00 | $12,590 Land $3,128 Building $9,462 | $181,151 Land $45,000 Building $136,151 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1351 Bluff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1351 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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