1351 20th St, Florence, OR 97439 Property Records

Lane County property record for 1351 20th St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 1977
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$107,050 (Mar 2017)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-27-10-00112-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-27-10-00112-000`
Alternative APN	`1123015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,143 sqft Finished Area
1st Floor Area	1,143 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	489 sqft
Driveway	Driveway
Driveway Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1123015
Street Address	1351 20TH ST
City	FLORENCE
State	OR
Zip	97439-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-SINGLE FAMILY RES
Legal Description	SUBD:SANDPIPER SEC/TWN/RNG/MER:SEC 27 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	27
Legal Quarter	NE
Legal Subdivision	SANDPIPER
Legal Lot Number	112
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3008
Census Tract	705

Owner

1351 20th St is owned and occupied by an individual who acquired it in January 2021.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 460, FLORENCE, OR 97439-0016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 31, 2017	Special Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	0000015917
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000003047
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1351 20TH ST, FLORENCE, OR 97439-9460
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020618
Date	Jul 19, 2023
Instrument	2023-020618

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 18, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jan 15, 2021
Property Address	1351 20TH ST, FLORENCE, OR 97439-9460
Document Number	0000003047
Map Reference	MB 69 PG 25
Instrument Date	Jan 11, 2021
Instrument	2021-003047
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 460, FLORENCE, OR 97439-0016

Mortgage

Document Number	0000003048
Date	Jan 15, 2021
Instrument	2021-003048

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1351 20TH ST, FLORENCE, OR 97439-9460
Document Number	0000038142
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1351 20TH ST FLORENCE OR 974399460, FLORENCE, OR 97439-9460

Mortgage

Document Number	0000038142
Date	Aug 15, 2018
Instrument	38142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 31, 2017
Property Address	1351 20TH ST, FLORENCE, OR 97439-9460
Document Number	0000015917
Map Reference	MB69 PG25
Instrument Date	Mar 29, 2017
Instrument	2017-015917
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 544, MAPLETON, OR 97453-0544

Mortgage

Document Number	0000015918
Date	Mar 31, 2017
Instrument	2017-015918

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1351 20th St was $2,579 with a veteran's exemption.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 Veteran's exemption	$189,086	$362,538 Land $82,838 Building $279,700
2023	$2,436.00 (+4.24%) Veteran's exemption	$178,233 (+3%)	$371,514 (+13.71%) Land $72,270 Building $299,244
2022	$2,337.00 Veteran's exemption	$173,042	$326,722 Land $69,831 Building $256,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1351 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1351 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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