13509 Verde Ct, Clermont, FL 34711 Property Records

Lake County property record for 13509 Verde Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 2004
Lot Size	0.334 acres (14,560 sqft)
Owner	Individual Name on Record
Last Sale	$464,000 (Mar 2024)
Tax Bill	$4,252 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0420-000-01400`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0420-000-01400`
Alternative APN	`3730721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,560 sqft (0.334 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	306 sqft
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3730721
Street Address	13509 VERDE CT
City	CLERMONT
State	FL
Zip	34711-7277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD ADDITION TO VISTAS SUB LOT 14 PB 37 PGS 71-72 ORB 6306 PG 766
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	VISTAS
Legal Tract	420
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3003
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1083 MARIGOLD LN, HARTFORD, WI 53027-9298
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Nov 8, 2022 · Amount on Record
Deed Document Number	2024035271
Deed Book / Page	6306 / 766
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13509 VERDE CT, CLERMONT, FL 34711-7277
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13509 VENRE COURT, CLERMONT, FL 34711

Mortgage

Document Number	0066590674
Date	Jan 2, 2026
Book Page	6659/674
Instrument	2026000310

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 27, 2024
Property Address	13509 VERDE CT, CLERMONT, FL 34711-7277
Document Number	0063060766
Book / Page	6306 / 766
Map Reference	MB 37 PG 71&72
Instrument Date	Mar 22, 2024
Instrument	2024035271
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	DILIGENT TITLE LLC, DILIGENCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13117 BANEBERRY CT, CLERMONT, FL 34711-7340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 MARIGOLD LN, HARTFORD, WI 53027-9298

Mortgage

Document Number	0006306768
Date	Mar 27, 2024
Instrument	6306/768

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 8, 2022
Property Address	13509 VERDE CT, CLERMONT, FL 34711-7277
Document Number	0060501453
Book / Page	6050 / 1453
Map Reference	MB 37 PG 71
Instrument Date	Nov 4, 2022
Instrument	2022146332
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 KITE LN, TIGER, GA 30576-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13509 VERDE CT, CLERMONT, FL 34711-7277

Mortgage

Document Number	0060501455
Date	Nov 8, 2022
Instrument	6050/1455

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$383,965 (+30.23%) Land $100,000 Building $283,965	$383,965 (+4.78%) Land $100,000 Building $283,965
2024	$4,252.00 (+6.94%)
2023	$3,976.00 (+127.33%) Homeowner's exemption	$294,835 (+113.42%)	$366,445 (+21.3%) Land $100,000 Building $266,445
2022	$1,749.00 Homeowner's exemption	$138,150	$302,090 Land $43,000 Building $259,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Summit Broadband, Verizon.

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