13508 Kretsinger Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13508 Kretsinger Rd, Smithsburg, MD 21783

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,776 sqft · built 2018
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-018387`

Property Details

APN / Parcel Number

Primary APN	`14-018387`
Alternative APN	`018387`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,776 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	018387
Street Address	13508 KRETSINGER RD
City	SMITHSBURG
State	MD
Zip	21783-1271
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A(R)
Legal Description	LOT 2 9.71 ACRES 13508 KRETSINGER ROAD
Legal Subdivision	CONTAINING 9
Legal Lot Number	2
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1052
Census Tract	10200

Owner

Source: Washington County records · APN 14-018387

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13508 KRETSINGER RD, SMITHSBURG, MD 21783-1271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit JEFFERSON SECURITY BANK
Aug 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage JEFFERSON SECURITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13508 KRETSINGER RD, SMITHSBURG, MD 21783-1271
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13508 KRETSINGER RD, SMITHSBURG, MD 21783-1271

Mortgage

Document Number	0073590474
Date	Nov 22, 2023
Book Page	7359/474

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13508 KRETSINGER RD, SMITHSBURG, MD 21783-1271
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058160198
Date	Aug 20, 2018
Book Page	5816/0198

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	420 Months
Due	Aug 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,667 (+10.29%)	$528,800 (-) Land $72,600 Building $456,200
2025	$3,537.00 (+12.86%) Homeowner's exemption	$438,533 (+24.39%)	$528,800 (+34.42%) Land $72,600 Building $456,200
2023	$3,134.00 Homeowner's exemption	$352,533	$393,400 Land $72,600 Building $320,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Cable	1,300 / 50
CTI Networks Fixed Wireless · not low latency	200 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 57 locations within half a mile of this property.

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