Chesterfield County property record for 13504 Headwaters Pl, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1979 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Dec 2023) |
| Tax Bill | $2,795 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01508040000A008 |
| Primary APN | 01508040000A008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Finished Area |
| 1st Floor Area | 896 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.202 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 108 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 470167000 |
|---|---|
| Street Address | 13504 HEADWATERS PL |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | FOUR SEASONS L 8 BK A |
| Legal Subdivision | FOUR SEASONS |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100936 |
13504 Headwaters Pl is owned by an individual who bought it in December 2023.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 STANMORE RD, NORTH CHESTERFIELD, VA 23236-3556 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional with PMI C&F MTG |
| Apr 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | Nov 30, 2018 · Amount on File |
| Deed Document Number | 202336229 |
| Deed Book / Page | 14430 / 852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Dec 4, 2023 |
| Property Address | 13504 HEADWATERS PL, MIDLOTHIAN, VA 23113-4034 |
| Document Number | 014430-852 |
| Book / Page | 14430 / 852 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023036229 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 STANMORE RD, NORTH CHESTERFIELD, VA 23236-3556 |
| Document Number | 2023036230 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023036230 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Nov 30, 2018 |
| Property Address | 13504 HEADWATERS PL, MIDLOTHIAN, VA 23113-4034 |
| Document Number | 12166794 |
| Book / Page | 012166 / 000794 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 44605 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13504 HEADWATERS PL MIDLOTHIAN VA 231134034, MIDLOTHIAN, VA 23113-4034 |
| Document Number | 12166801 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 012166/000801 |
| Instrument | 44606 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13504 HEADWATERS PL, MIDLOTHIAN, VA 23113-4034 |
| Document Number | 11951373 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 11951373 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 011951/000373 |
| Instrument | 13351 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13504 Headwaters Pl was $2,795.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,795.00 | $311,300 (+6.46%) Land $75,000 Building $236,300 | $311,300 (+6.46%) Land $75,000 Building $236,300 |
| 2025 | $292,400 Land $65,000 Building $227,400 | $292,400 Land $65,000 Building $227,400 | |
| 2023 | $2,296.00 | $249,600 Land $55,000 Building $194,600 | $249,600 Land $55,000 Building $194,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13504 Headwaters Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13504 Headwaters Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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