Chesterfield County property record for 13504 Headwaters Ct, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,668 sqft · built 1979 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,986 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01508040000B011 |
| Primary APN | 01508040000B011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Finished Area |
| 1st Floor Area | 274 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,119 sqft (0.393 acres) |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 438 sqft |
| Patio Area | 438 sqft |
| Balcony Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 200945002 |
|---|---|
| Street Address | 13504 HEADWATERS CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-4027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | FOUR SEASONS L 11 BK B |
| Legal Subdivision | FOUR SEASONS |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100936 |
13504 Headwaters Ct is owned and occupied by an individual.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13504 HEADWATERS CT, MIDLOTHIAN, VA 23113-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Feb 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13504 HEADWATERS CT, MIDLOTHIAN, VA 23113-4027 |
| Document Number | 12910196 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13504 HEADWATERS CT MIDLOTHIAN VA 231134027, MIDLOTHIAN, VA 23113-4027 |
| Document Number | 12910196 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 012910/000196 |
| Instrument | 41854 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 18, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13504 HEADWATERS CT, MIDLOTHIAN, VA 23113-4027 |
| Document Number | 12532829 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13504 HEADWATERS CT MIDLOTHIAN VA 231134027, MIDLOTHIAN, VA 23113-4027 |
| Document Number | 12532829 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 012532/000829 |
| Instrument | 47538 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13504 HEADWATERS CT, MIDLOTHIAN, VA 23113-4027 |
| Document Number | 11892197 |
| Book / Page | 011892 / 000197 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 11892197 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 011892/000197 |
| Instrument | 4717 |
| Name | CAPITAL CTR |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 8, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13504 Headwaters Ct was $2,986.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,986.00 | $332,700 (+9.26%) Land $75,000 Building $257,700 | $332,700 (+9.26%) Land $75,000 Building $257,700 |
| 2025 | $304,500 Land $65,000 Building $239,500 | $304,500 Land $65,000 Building $239,500 | |
| 2023 | $2,456.00 | $267,200 Land $55,000 Building $212,200 | $267,200 Land $55,000 Building $212,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13504 Headwaters Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13504 Headwaters Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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