13501 Troia Dr, Estero, FL 33928 Property Records

Lee County property record for 13501 Troia Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,196 sqft · built 2006
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Feb 2020)
Tax Bill	$5,108 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E2-0700B.0330`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E2-0700B.0330`
Alternative APNs	`263246E20700B0330` `324626070000B0330` `10513447`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,196 sqft Living Area
Gross Area	4,013 sqft
1st Floor Area	1,504 sqft
Upper Floors Area	824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	163 sqft
Patio Area	476 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513447
Street Address	13501 TROIA DR
City	ESTERO
State	FL
Zip	33928-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT SIX DESC IN INST#2005-120812 BLK B LOT 33
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	B
Legal Lot Number	33
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5009
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13501 TROIA DR, ESTERO, FL 33928-7305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 4, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Feb 5, 2018	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK/W MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	202030581
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13501 TROIA DR, ESTERO, FL 33928-7305
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13501 TROIA DR, ESTERO, FL 33928-7305

Mortgage

Document Number	0000053085
Date	Feb 16, 2022
Instrument	2022000053085

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 4, 2020
Property Address	13501 TROIA DR, ESTERO, FL 33928-7305
Document Number	0000030581
Instrument Date	Jan 31, 2020
Instrument	30581
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	LYONS TITLE AND TRUST, LYONS TITLE & TR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13501 TROIA DR ESTERO FL 339287305, ESTERO, FL 33928-7305

Mortgage

Document Number	30582
Date	Feb 4, 2020
Instrument	30582

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 5, 2018
Property Address	13501 TROIA DR, ESTERO, FL 33928-7305
Document Number	0000027701
Instrument Date	Feb 1, 2018
Instrument	27701
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	MARKETPLACE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13501 TROIA DR ESTERO FL 339287305, ESTERO, FL 33928-7305

Mortgage

Document Number	27702
Date	Feb 5, 2018
Instrument	27702

Lender

Name	FIRSTBANK/W MI
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,688 (+2.7%)	$429,937 (-1.53%) Land $82,244 Building $347,693
2025	$5,108.00 (+5.62%) Homeowner's exemption	$324,915 (+5.99%)	$436,628 (-4.88%) Land $92,863 Building $343,765
2023	$4,836.00 (-0.53%) Homeowner's exemption	$306,561 (+3%)	$459,020 (+19.97%) Land $88,890 Building $370,130
2022	$4,862.00 Homeowner's exemption	$297,632	$382,603 Land $83,095 Building $299,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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