1350 Crescent Lake Dr, Windermere, FL 34786 Property Records

Orange County property record for 1350 Crescent Lake Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,384 sqft · built 1985
Lot Size	4.18 acres (182,405 sqft)
Owner	2 Individual Names on File
Last Sale	$1,880,000 (Dec 2021)
Tax Bill	$27,714 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-23-28-1814-00-080`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-1814-00-080`
Alternative APNs	`282306181400080` `275087` `279931` `284090`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,384 sqft Living Area
Gross Area	6,246 sqft
1st Floor Area	3,679 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	182,405 sqft (4.18 acres)
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	671 sqft
Patio Area	345 sqft
Storage Building	216 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1350 CRESCENT LAKE DR
City	WINDERMERE
State	FL
Zip	34786-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	CRESCENT LAKE ESTATES 5/43 LOT 8 & A 1/21 INT IN TR A
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	CRESCENT LAKE ESTS
Legal Tract	A
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1005
Census Tract	17115

Owner

1350 Crescent Lake Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1350 CRESCENT LAKE DR, WINDERMERE, FL 34786-3419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHPOINT MORTGAGE INC
Oct 21, 2020	Warranty Deed, Transfer COGENT BK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NAT'L BK
May 29, 2018	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	2021743142
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 6, 2021
Property Address	1350 CRESCENT LAKE DR, WINDERMERE, FL 34786-3419
Document Number	0000743142
Map Reference	MB 5 PG 43
Instrument Date	Dec 1, 2021
Instrument	20210743142
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1574 CEDAR TOP RD, READING, PA 19607-9320

Mortgage

Document Number	0000743143
Date	Dec 6, 2021
Instrument	20210743143

Lender

Name	HIGHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 21, 2020
Property Address	1350 CRESCENT LAKE DR, WINDERMERE, FL 34786-3419
Document Number	0000551361
Instrument Date	Oct 19, 2020
Instrument	551361
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,759.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1350 CRESCENT LAKE DR WINDERMERE FL 347863419, WINDERMERE, FL 34786-3419

Mortgage

Document Number	551362
Date	Oct 21, 2020
Instrument	551362

Lender

Name	COGENT BK
Address	1113 SAXON BLVD, ORANGE CITY, FL 32763-8470

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1350 CRESCENT LAKE DR, WINDERMERE, FL 34786-3419
Document Number	0000374027
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1350 CRESCENT LAKE DR WINDERMERE FL 347863419, WINDERMERE, FL 34786-3419

Mortgage

Document Number	0000374027
Date	Jul 13, 2020
Instrument	374027

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	FORT PIERCE, FL 34954

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1350 CRESCENT LAKE DR, WINDERMERE, FL 34786-3419
Document Number	0000329197
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1350 CRESCENT LAKE DR WINDERMERE FL 347863419, WINDERMERE, FL 34786-3419

Mortgage

Document Number	0000329197
Date	Jun 6, 2018
Instrument	329197

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1350 Crescent Lake Dr was $27,714, up 7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,730,097 (+1.67%)	$1,861,626 (-1.03%) Land $600,000 Building $1,261,626
2025	$27,714.00 (+6.98%) Homeowner's exemption	$1,701,708	$1,881,066 Land $600,000 Building $1,281,066
2024	$25,906.00 (+7.21%)
2023	$24,163.00 (+2.96%) Homeowner's exemption	$1,549,173 (+3%)	$1,562,348 (+3.88%) Land $425,000 Building $1,137,348
2022	$23,469.00 Homeowner's exemption	$1,504,051 Land $350,000 Building $1,154,051	$1,504,051 Land $350,000 Building $1,154,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1350 Crescent Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	104.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1350 Crescent Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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