1350 Adams St, Spencer, NC 28159 Property Records

Rowan County property record for 1350 Adams St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 2023
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2024)
Tax Bill	$947 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044 062`

Property Details

APN / Parcel Number

Primary APN	`044 062`
Alternative APN	`20867`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	14 ft deep x 5 ft wide
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1350 ADAMS ST
City	SPENCER
State	NC
Zip	28159-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L21 GRANTS PARK
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1021
Census Tract	50700

Owner

1350 Adams St is owned and occupied by an individual who bought it in May 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1350 ADAMS ST, SPENCER, NC 28159-1652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 28, 2023	Warranty Deed, Transfer SUSAN MORRIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Aug 28, 2023 · Amount on File
Deed Book / Page	1441 / 568
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 2, 2024
Property Address	1350 ADAMS ST, SPENCER, NC 28159-1652
Document Number	0014410568
Book / Page	1441 / 568
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 S SALISBURY AVE, SPENCER, NC 28159-2102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 ADAMS ST, SPENCER, NC 28159-1652

Mortgage

Document Number	0001441569
Date	May 2, 2024
Instrument	1441/569

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 28, 2023
Property Address	ADAMS ST, SPENCER, NC 28159
Document Number	0014280729
Book / Page	1428 / 729
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 QUAIL RUN, PINEHURST, NC 28374-9099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 S SALISBURY AVE, SPENCER, NC 28159-2102

Mortgage

Document Number	0014280730
Date	Aug 28, 2023
Book Page	1428/730

Lender

Name	SUSAN MORRIS
Type	Private Party
Address	PO BOX 11429, CHARLOTTE, NC 28220

Agreement

Amount	Amount on Record
Term	7 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 1350 Adams St was $947.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$947.00	$142,440 Land $8,330 Building $134,110	$142,440 Land $8,330 Building $134,110
2023	$55.00 (+27.91%)	$8,330 (+41.67%) Land $8,330	$8,330 (+41.67%) Land $8,330
2022	$43.00	$5,880 Land $5,880	$5,880 Land $5,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1350 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1350 Adams St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures