135 Windemere Dr, Sapphire, NC 28774 Property Records

Jackson County property record for 135 Windemere Dr, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,901 sqft · built 1998
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Dec 2020)
Tax Bill	$6,095 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7582-89-0231`

Property Details

APN / Parcel Number

Primary APN	`7582-89-0231`
Alternative APN	`86925`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,901 sqft Heated Area
1st Floor Area	2,625 sqft
Basement Area	1,276 sqft
Finished Basement	1,276 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Mixed
Garage Area	625 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	214 sqft
Deck Area	64 sqft
Patio Area	1,638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	135 WINDEMERE DR
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 SPRING FOREST
Legal Subdivision	SPRING FOREST
Legal Lot Number	9
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1008
Census Tract	950900

Owner

135 Windemere Dr is owned by two individuals who bought it in December 2020.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	294 CAMDEN RD NE, ATLANTA, GA 30309-1537
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK TRUST CO NA
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Deed Book / Page	2286 / 324
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	135 WINDEMERE DR, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CAMDEN RD NE, ATLANTA, GA 30309-1537

Mortgage

Document Number	0023570432
Date	Jun 2, 2023
Book Page	2357/432

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 11, 2020
Property Address	135 WINDEMERE DR, SAPPHIRE, NC 28774
Document Number	0022860324
Book / Page	2286 / 324
Map Reference	CAB 11 SL 222
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3691 FOXFIRE PL, 3691, AUGUSTA, GA 30907-8998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CAMDEN RD NE, ATLANTA, GA 30309-1537

Mortgage

Document Number	2286327
Date	Dec 11, 2020
Instrument	2286/327

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	1.25%
Max Rate At Change	2.75%
Index	Other
Max Rate	8.05%

Tax Assessment & Valuation

The 2025 property tax bill for 135 Windemere Dr was $6,095.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,604,107 Land $200,000 Building $1,404,107
2025	$6,095.00
2023	$3,641.00	$958,340 Land $200,000 Building $758,340

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 135 Windemere Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Windemere Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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