135 W Oshkosh St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 135 W Oshkosh St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,764 sqft · built 1956
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Nov 2023)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-21-05-240-04`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-21-05-240-04`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	756 sqft
Basement Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	13.2 ft deep x 6.2 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	135 W OSHKOSH ST
City	RIPON
State	WI
Zip	54971-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9
Legal Description	S21 T16N R14E NEWTON'S RESURVEY PT OF LOT 24 OF E 1/2 NW 1/4 BEG ON NW COR TH E 62' S 132' W 62' TO E LI PACIFIC ST N 132' TO
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	24
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5000
Census Tract	41600

Owner

135 W Oshkosh St is owned and occupied by an individual who bought it in November 2023.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	135 W OSHKOSH ST, RIPON, WI 54971-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit HORICON BANK
Sep 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Oct 16, 2006 · Amount on File
Deed Document Number	20231189368
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0001089014
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 1, 2023
Property Address	135 W OSHKOSH ST, RIPON, WI 54971-1004
Document Number	0001189368
Instrument Date	Nov 1, 2023
Instrument	1189368
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001189369
Date	Nov 1, 2023
Instrument	1189369

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Max Rate	11.5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	135 W OSHKOSH ST, RIPON, WI 54971-1004
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1106795
Date	Nov 15, 2018
Instrument	1106795

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 1, 2017
Property Address	135 W OSHKOSH ST, RIPON, WI 54971-1004
Document Number	0001089014
Instrument Date	Aug 30, 2017
Instrument	1089014
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 135 W Oshkosh St was $2,415 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00	$107,600 Land $18,000 Building $89,600	$165,956 Land $27,762 Building $138,194
2023	$2,114.00 (+2.52%) Homeowner's exemption	$107,600 (-) Land $18,000 Building $89,600	$126,410 (+11.48%) Land $21,147 Building $105,263
2022	$2,062.00 Homeowner's exemption	$107,600 Land $18,000 Building $89,600	$113,391 Land $18,969 Building $94,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 W Oshkosh St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 135 W Oshkosh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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