135 Victoria Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 135 Victoria Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,984 sqft · built 1989
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$1,590,000 (Apr 2020)
Tax Bill	$22,491 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-261-61`

Property Details

APN / Parcel Number

Primary APN	`040-261-61`
Alternative APN	`040-261-61-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,984 sqft Living Area
Gross Area	4,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Garage Type	Attached
Garage Area	563 sqft
Parking Spaces	2 Parking Spaces
Deck Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	135 VICTORIA LN
City	APTOS
State	CA
Zip	95003-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	TRACT 1150 LOT 49
Legal Subdivision	MEADOW RANCH
Legal Tract	1150
Legal Lot Number	49
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122002

Owner

135 Victoria Ln is owned and occupied by an individual who bought it in April 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	135 VICTORIA LN, APTOS, CA 95003-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Apr 22, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 22, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Dec 9, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	Feb 15, 2000 · Amount on File
Deed Document Number	202013839
Prior Transfer Date	Nov 7, 1994
Prior Transfer Doc	0000083326
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	135 VICTORIA LN, APTOS, CA 95003-3028
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 VICTORIA LN, APTOS, CA 95003-3028

Mortgage

Document Number	0000019623
Date	Apr 5, 2021
Instrument	2021-0019623

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.65%
Index	1-Year CMT
Max Rate	7.65%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 22, 2020
Property Address	135 VICTORIA LN, APTOS, CA 95003-3028
Document Number	0000013838
Instrument Date	Apr 17, 2020
Instrument	13838
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13101 LA CRESTA DR LOS ALTOS HILLS CA 940221940, LOS ALTOS HILLS, CA 94022-1940

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 22, 2020
Property Address	135 VICTORIA LN, APTOS, CA 95003-3028
Document Number	0000013839
Instrument Date	Apr 17, 2020
Instrument	13839
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,749.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	340 S LEMON AVE #6545 WALNUT CA 917892706, 6545, WALNUT, CA 91789-2706

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 9, 2019
Property Address	135 VICTORIA LN, APTOS, CA 95003-3028
Document Number	0000038778
Instrument Date	Nov 26, 2019
Instrument	38778
Transaction Type	Foreclosure
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 1ST ST #200 LOS ALTOS CA 94022, 200, LOS ALTOS, CA 94022

Tax Assessment & Valuation

The 2025 property tax bill for 135 Victoria Ln was $22,491, up 7.5% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,883,975 (+2%) Land $992,812 Building $891,163
2025	$22,491.00 (+7.51%)	$1,847,034 Land $973,345 Building $873,689
2024	$20,919.00 (+7.7%)
2023	$19,423.00 (+2%)	$1,671,374 Land $935,549 Building $735,825	$1,696,860
2022	$19,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Victoria Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Victoria Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROUT GULCH MUTUAL WATER COMPANY private · serves 614 people · EPA ID CA4400502
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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