135 Tower Ter, Cornelia, GA 30531 Property Records

Habersham County property record for 135 Tower Ter, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,013 sqft · built 2005
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Mar 2019)
Tax Bill	$4,507 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114D011A`

Property Details

APN / Parcel Number

Primary APN	`114D011A`
Alternative APNs	`676645` `408758`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,013 sqft Heated Area
Gross Area	5,054 sqft
1st Floor Area	1,893 sqft
Basement Area	1,893 sqft
Finished Basement	1,893 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	354 sqft
Deck Area	440 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	408758
Street Address	135 TOWER TER
City	CORNELIA
State	GA
Zip	30531-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-173 LT 7 PB 47-251 DB 1187-39
Legal Subdivision	GEORGIA MOUNTAIN ORCHARD
Legal Lot Number	7
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2039
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 TOWER TER, CORNELIA, GA 30531-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE FCU
Mar 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2019376
Deed Book / Page	1187 / 39
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	135 TOWER TER, CORNELIA, GA 30531-3840
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 TOWER TE

Mortgage

Document Number	0000001218/0000000415
Date	Apr 22, 2020
Book Page	0000001218/0000000415

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	135 TOWER TER, CORNELIA, GA 30531-3840
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001147/810
Date	Sep 6, 2017
Book Page	1147/810

Lender

Name	PEACH STATE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 12, 2019
Property Address	135 TOWER TER, CORNELIA, GA 30531-3840
Document Number	0001187/39
Book / Page	1187 / 39
Instrument Date	Mar 12, 2019
Instrument	2019-000376
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 15TH AVE SW, LARGO, FL 33770-4491

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,507.00 Homeowner's exemption	$224,981 (+42.85%) Land $4,000 Building $220,981	$562,452 (+42.85%) Land $10,000 Building $552,452
2023	Homeowner's exemption	$157,496 (+16.47%) Land $4,000 Building $153,496	$393,740 (+16.47%) Land $10,000 Building $383,740
2022	Homeowner's exemption	$135,228 Land $4,000 Building $131,228	$338,070 Land $10,000 Building $328,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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