135 Tower Rd, Clearfield, KY 40313 Property Records

Rowan County property record for 135 Tower Rd, Clearfield, KY 40313

Property Summary

Property Type	Mobile Home
Details	1 ba · 896 sqft · built 2007
Owner	Individual Name on Record
Last Sale	$58,000 (Apr 2022)
Tax Bill	$485 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-00 00 005.00`

Property Details

APN / Parcel Number

Primary APN	`099-00 00 005.00`
Alternative APNs	`10750` `10803` `11337`

Interior

Full Baths	1 Bath
Building Area	896 sqft Living Area

Exterior

Year Built	Built 2007

Location & Zoning

Account Number	11337
Street Address	135 TOWER RD
City	CLEARFIELD
State	KY
Zip	40313-9051
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2007 16X56 CLAYTON MH BLDG & LOT TRIANGLE TOWER ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2001
Census Tract	950301

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	168 TOWER RD, CLEARFIELD, KY 40313-9051
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	2016015
Deed Book / Page	D283 / 528
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 8, 2022
Property Address	135 TOWER RD, CLEARFIELD, KY 40313-9051
Document Number	00D283/528
Book / Page	D283 / 528
Instrument Date	Mar 25, 2022
Instrument	2016015
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 ESTHER ST, 303, NAPLES, FL 34104-4024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 TOWE ROAD, CLEARFIELD, KY 40313-9051

Mortgage

Document Number	0002016016
Date	Apr 8, 2022
Instrument	2016016

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$485.00 (-1.82%)	$58,000 (-) Land $12,500 Building $45,500	$58,000 (-) Land $12,500 Building $45,500
2023	$494.00	$58,000 Land $12,500 Building $45,500	$58,000 Land $12,500 Building $45,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2015–2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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