135 Starmount Cir, Morganton, NC 28655 Property Records

Burke County property record for 135 Starmount Cir, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1969
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Oct 2021)
Tax Bill	$1,073 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1792899638`

Property Details

APN / Parcel Number

Primary APN	`1792899638`
Alternative APN	`3955`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	135 STARMOUNT CIR
City	MORGANTON
State	NC
Zip	28655-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	135 STARMOUNT CIR MORGANTON, NC 28655
Legal Subdivision	STARMOUNT SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1044
Census Tract	21400

Owner

135 Starmount Cir is owned and occupied by two individuals who bought it in October 2021.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 STARMOUNT CIR, MORGANTON, NC 28655-8273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Oct 5, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	202112178
Deed Book / Page	2576 / 342
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	0025750203
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 8, 2021
Property Address	135 STARMOUNT CIR, MORGANTON, NC 28655-8273
Document Number	0025760342
Book / Page	2576 / 342
Map Reference	MB 4 PG 89
Instrument Date	Oct 4, 2021
Instrument	2021012178
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5016 CEDAR LN, 5016, WINTERSET, IA 50273-1327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 STARMOUNT CIR, MORGANTON, NC 28655-8273

Mortgage

Document Number	2021012179
Date	Oct 8, 2021
Instrument	2021012179

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Oct 5, 2021
Property Address	135 STARMOUNT CIR, MORGANTON, NC 28655-8273
Document Number	0025750203
Book / Page	2575 / 203
Map Reference	MB 4 PG 89
Instrument Date	Oct 4, 2021
Instrument	2021011958
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3738, HICKORY, NC 28603-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5016 CEDAR LN, WINTERSET, IA 50273-1327

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 8, 2021
Property Address	135 STARMOUNT CIR, MORGANTON, NC 28655-8273
Document Number	0025760276
Book / Page	2576 / 276
Instrument Date	Oct 3, 2021
Instrument	2021012161
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5016 CEDAR LN, WINTERSET, IA 50273-1327

Tax Assessment & Valuation

The 2026 property tax bill for 135 Starmount Cir was $1,073, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,073.00 (+0.47%)	$174,968 (-) Land $24,400 Building $150,568	$174,968 (-) Land $24,400 Building $150,568
2025	$1,068.00	$174,968 Land $24,400 Building $150,568	$174,968 Land $24,400 Building $150,568
2023	$1,067.00	$174,968 Land $24,400 Building $150,568	$174,968 Land $24,400 Building $150,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Starmount Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Starmount Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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