135 Seal Ave, Biloxi, MS 39530 Property Records

Harrison County property record for 135 Seal Ave, Biloxi, MS 39530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,592 sqft · built 1912
Lot Size	0.167 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,500 (May 1995)
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1410L-05-009.000`

Property Details

APN / Parcel Number

Primary APN	`1410L-05-009.000`
Alternative APN	`003903`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Adjusted Area
1st Floor Area	1,526 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1912
Exterior Material	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,300 sqft
Lot Dimensions	146 ft deep x 50 ft wide
Deck Area	192 sqft
Patio Area	186 sqft
Utility Building	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	003903
Street Address	135 SEAL AVE
City	BILOXI
State	MS
Zip	39530-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOT 13 GULF VIEW PROPERTY ADDITION
Legal Range	09
Legal Township	07
Legal Section	33
Legal Subdivision	GULF VIEW PROPERTY ADDITION
Legal Lot Number	13
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Central Historic District listed 1984 · 51 contributing resources · NRIS 84002212

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 SEAL AVE, BILOXI, MS 39530-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 1995 · Amount on Record
Deed Sale	May 9, 1995 · Amount on Record
Deed Document Number	0000003161
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	135 SEAL AVE, BILOXI, MS 39530-3712
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220008562TJ2
Date	Nov 2, 2022
Instrument	2022-0008562-T-J2

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 28, 2027

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	135 SEAL AVE, BILOXI, MS 39530-3712
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220004689TJ2
Date	Jun 9, 2022
Instrument	2022-0004689-T-J2

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,083.00 (+6.39%) Homeowner's exemption Disabled Person's exemption	$12,382 (+3.99%)	$123,819 (+4%) Land $25,875 Building $97,944
2024	$1,018.00 (+1.09%)
2023	$1,007.00 Homeowner's exemption Disabled Person's exemption	$11,907	$119,062 Land $25,875 Building $93,187
2022	$1,007.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	112 units insured incl. 48 condo units
Nearby Flood Claims	58 (1978–2021)
Claims Outside the SFHA	37 of 58
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 38 claims Hurricane Georges, Sep 1998 · 2 claims Severe Storms, Tornadoes, Flooding, May 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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