135 S Valley Stream Dr, Derby, KS 67037 Property Records

Sedgwick County property record for 135 S Valley Stream Dr, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,658 sqft · built 1993
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2018)
Tax Bill	$4,480 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`RO DY05144`

Property Details

APN / Parcel Number

Primary APN	`RO DY05144`
Alternative APNs	`233-08-0-21-02-027.00` `00305698`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	1,658 sqft
Basement Area	2,041 sqft
Finished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	156 sqft
Deck Area	180 sqft
Patio Area	376 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00305698
Street Address	135 S VALLEY STREAM DR
City	DERBY
State	KS
Zip	67037-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 5 SPRINGCREEK 2ND. ADD.
Legal Range	02E
Legal Township	29
Legal Section	08
Legal Subdivision	SUBD NO.: T08
Legal Block	5
Legal Lot Number	14
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3000
Census Tract	9901

Owner

Source: Sedgwick County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2024	Deed of Trust, Mortgage · VA Mortgage PLAINS COMMERCE BANK
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF AMERICA
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 6, 2018	Deed, Transfer · Conventional Mortgage VERUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	29775051
Deed Book / Page	2977 / 5051
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742

Mortgage

Document Number	2025048760
Date	Oct 2, 2025
Instrument	2025-048760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03028/7397
Date	Jan 25, 2024
Book Page	3028/7397
Instrument	30287397

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 2, SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03012/4546
Date	Dec 16, 2021
Book Page	3012/4546
Instrument	30124546

Lender

Name	CREDIT UNION OF AMERICA
Type	Credit Union
Address	WICHITA, KS 67201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Dec 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3005/927
Date	Apr 16, 2021
Book Page	3005/927
Instrument	30050927

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SEDGWICK KS
Recording Date	Jun 6, 2018
Property Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742
Document Number	2977/5051
Book / Page	2977 / 5051
Instrument Date	Jun 1, 2018
Instrument	29775051
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 S VALLEY STREAM DR, DERBY, KS 67037-8742

Mortgage

Document Number	29775052
Date	Jun 6, 2018
Instrument	29775052

Lender

Name	VERUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,480.00 (+7.43%)	$32,051 Land $6,360 Building $25,691	$278,700 Land $55,300 Building $223,400
2022	$4,170.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1995–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Kansas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Twin Valley.

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