135 Ryan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 135 Ryan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,583 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Mar 2024)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00400-0120`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00400-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Driveway	Concrete Driveway
Driveway Area	1,062 sqft
Pool Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	135 RYAN DR
City	PALM COAST
State	FL
Zip	32164-6486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00040 LOT 0012 SUBDIVISION COMPLETION YEAR 1981 OR 447 PG 311 OR 715 PG 1302 OR 830 PG 292 OR 948 PG 1067 OR 1200 PG 448 OR 1440/184 OR 1984/268 OR 1999/1071
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	40
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3004
Census Tract	60214

Owner

135 Ryan Dr is owned and occupied by an individual who bought it in March 2024.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	135 RYAN DR, PALM COAST, FL 32164-6486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FLORIDA CAPITAL BANK NA
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2024 · Amount on File
Deed Sale	Mar 9, 2024 · Amount on File
Prior Sale	Apr 22, 2014 · Amount on File
Deed Document Number	20249437
Deed Book / Page	2851 / 1015
Prior Transfer Date	Apr 18, 2006
Prior Transfer Doc	0014400184
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 9, 2024
Property Address	135 RYAN DR, PALM COAST, FL 32164-6486
Document Number	0028511015
Book / Page	2851 / 1015
Map Reference	MB 10 PG 17-29
Instrument Date	Feb 29, 2024
Instrument	2024009437
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	PROFESSIONAL CLOSING TITLE, PROFESSIONAL CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 BRYANT ST, ORMOND BEACH, FL 32174-9026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RYAN DR, PALM COAST, FL 32164-6486

Mortgage

Document Number	0028511017
Date	Mar 9, 2024
Instrument	2851/1017

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	135 RYAN DR, PALM COAST, FL 32164-6486
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RYAN DR, PALM COAST, FL 32164-6486

Mortgage

Document Number	0025460186
Date	Apr 1, 2021
Book Page	2546/186
Instrument	2021017660

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	279 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 135 Ryan Dr was $4,433, down 13.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,433.00 (-13.43%)	$287,115 Land $55,000 Building $232,115	$287,115 Land $55,000 Building $232,115
2024	$5,121.00 (+140.99%)
2023	$2,125.00 (+1.43%) Homeowner's exemption	$157,446 (+3%)	$288,483 (+9.72%) Land $43,000 Building $245,483
2022	$2,095.00 Homeowner's exemption	$152,860	$262,932 Land $44,500 Building $218,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 135 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Ryan Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

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