135 Ruby Rd, Kingston, NY 12401 Property Records

Ulster County and Kingston Town property record for 135 Ruby Rd, Kingston, NY 12401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,408 sqft · built 2007
Lot Size4.7 acres (204,732 sqft)
OwnerIndividual Name on Record
Tax Bill$19,260 (2025)
Deeds & MortgagesNov 2022 Refinance
Dec 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN513000 39.3-2-9.110

Property Details

APN / Parcel Number

Primary APN513000 39.3-2-9.110
Alternative APN
  • 146201.110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,408 sqft Living Area
1st Floor Area2,408 sqft
Basement Area2,408 sqft
Finished Basement2,408 sqft
Unfinished Basement2,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area204,732 sqft (4.7 acres)
Garage TypeDetached
Garage Area1,680 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area48 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number146201.110
Street Address135 RUBY RD
CityKINGSTON
StateNY
Zip12401-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionBINNEWATER CLASS KINGSTON COMMONS
Legal Block2
Legal Lot Number9.110
JurisdictionULSTER NY
Township / Civil DivisionKINGSTON
Census Block Group3
Census Block3002
Census Tract951500

Owner

Source: Ulster County and Kingston Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address135 RUBY RD, KINGSTON, NY 12401-7120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ULSTER SAVINGS BANK
Dec 14, 2020Deed of Trust, Construction Loan · Construction Mortgage
ULSTER SVGS BK
May 18, 2018Grant Deed, Transfer · Conventional Mortgage
ULSTER SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address135 RUBY RD, KINGSTON, NY 12401-7120
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018423
DateNov 9, 2022
Book Page12978/26
Instrument2022-18423
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2037

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionULSTER NY
Recording DateDec 14, 2020
Property Address135 RUBY RD, KINGSTON, NY 12401-7120
Document Number0000018834
Book / Page012255 / 000010
Instrument DateNov 30, 2020
Instrument18834
Transaction TypeConstruction Loan
Record UpdatedDec 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 RUBY RD KINGSTON NY 124017120, KINGSTON, NY 12401-7120

Mortgage

Document Number0000018834
DateDec 14, 2020
Book Page012255/000010
Instrument18834
Lender
NameULSTER SVGS BK
TypeFederal Savings Bank
AddressKINGSTON, NY 12401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2050
Interest
Rate TypeAdjustable Rate
Rate2.99%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionULSTER NY
Recording DateMay 18, 2018
Property Address135 RUBY RD, KINGSTON, NY 12401-7120
Document Number0000006586
Book / Page006297 / 000065
Instrument DateMay 14, 2018
Instrument6586
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 WHALEN ST NORTH BABYLON NY 117034421, NORTH BABYLON, NY 11703-4421

Mortgage

Document Number6587
DateMay 18, 2018
Book Page011560/000056
Instrument6587
Lender
NameULSTER SVGS BK
TypeFederal Savings Bank
AddressKINGSTON, NY 12401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2048

Tax Assessment & Valuation

Source: Ulster County and Kingston Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionKingston Town
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,260.00 (+501.69%)$352,049 (-) Land $25,000 Building $327,049$838,212 (+42.86%) Land $59,524 Building $778,688
2023$352,049 (-) Land $25,000 Building $327,049$586,748 (+13.33%) Land $41,667 Building $545,081
2022$352,049 Land $25,000 Building $327,049$517,719 Land $36,765 Building $480,954
2021$3,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims19 (1980–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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