135 Rolling Rdg Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 135 Rolling Rdg Dr, Chattanooga, TN 37421

Property Summary

Property Type	Rural Home
Details	2 ba · 1,792 sqft · built 1973
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Nov 2024)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171D A 033`

Property Details

APN / Parcel Number

Primary APN	`171D A 033`
Alternative APN	`0000117632`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000117632
Street Address	135 ROLLING RIDGE DR
City	CHATTANOOGA
State	TN
Zip	37421-5343
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 17 ROLLING RIDGE PB 27 PG 252
Legal Subdivision	ROLLING RDG
Legal Lot Number	17
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2016
Census Tract	11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	135 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Aug 31, 2010
Deed Document Number	2024112600138
Deed Book / Page	13772 / 105
Record Updated	Jun 8, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 26, 2024
Property Address	135 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5343
Document Number	0000000138
Book / Page	13772 / 105
Map Reference	MB 27 PG 273
Instrument Date	Nov 25, 2024
Instrument	2024112600138
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	135 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5343

Mortgage

Document Number	0000000139
Date	Nov 26, 2024
Instrument	2024112600139

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (+18.1%)	$89,550 (+74.31%)	$358,200 (+74.31%) Land $70,000 Building $288,200
2024	$1,149.00 (-0.78%)	$51,375 (-)	$205,500 (-) Land $55,000 Building $150,500
2023	$1,158.00	$51,375	$205,500 Land $55,000 Building $150,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20