135 Phipps St, Paducah, KY 42001 Property Records

McCracken County property record for 135 Phipps St, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$178,000 (Jul 2025)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-20-05-008`

Property Details

APN / Parcel Number

Primary APN	`088-20-05-008`
Alternative APNs	`162669` `48769`

Location & Zoning

Account Number	162669
Street Address	135 PHIPPS ST
City	PADUCAH
State	KY
Zip	42001-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-27-29 100X222X100X218 PHIPPS ST L3
Legal Lot Number	3
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2026
Census Tract	31301

Owner

Source: McCracken County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	135 PHIPPS ST, PADUCAH, KY 42001-5938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Deed Document Number	719309
Deed Book / Page	D1524 / 444
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Jul 10, 2025
Property Address	135 PHIPPS ST, PADUCAH, KY 42001-5938
Document Number	0D1524/444
Book / Page	D1524 / 444
Map Reference	MB 317 PG 362
Instrument Date	Jun 27, 2025
Instrument	719309
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6065 METROPOLIS LAKE RD, WEST PADUCAH, KY 42086-9457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 PHIPPS ST, PADUCAH, KY 42001-5938

Mortgage

Document Number	0000719310
Date	Jul 10, 2025
Instrument	719310

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00 (+70.92%)	$116,400 (-)	$116,400 (-)
2023	$674.00 (+131.62%) Homeowner's exemption	$116,400 (+288%)	$116,400 (+288%)
2022	$291.00 Homeowner's exemption	$30,000	$30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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