135 Palm Cir, Flagler Beach, FL 32136 Property Records

Flagler County property record for 135 Palm Cir, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,394 sqft · built 2024
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2017)
Tax Bill	$8,386 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`12-12-31-5001-00000-0160`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-5001-00000-0160`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,394 sqft Living Area
1st Floor Area	2,394 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,235 sqft (0.212 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	135 PALM CIR
City	FLAGLER BEACH
State	FL
Zip	32136-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM ISLAND RECORDED SUBD LOT 16 OR 212 PG 994 OR 246 PG 355 OR 725/485 OR 1557/1418-DC OR 2196/331 OR 2206/1665- GOTTLIEB TRUST
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	PALM ISLAND RECORDED SUBD
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1026
Census Tract	60302

Owner

135 Palm Cir is owned and occupied by two individuals who acquired it in July 2021.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2150 CIMARRON TER, PALM HARBOR, FL 34683-4921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jan 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIS BANK
Jul 30, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 22, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Warranty Deed, Transfer AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Deed Document Number	201711297
Deed Book / Page	2196 / 331
Last Transfer Date	Jul 17, 2021
Transfer Doc	0025891743
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	135 PALM CIR, FLAGLER BEACH, FL 32136-6000
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PALM CIR, FLAGLER BEACH, FL 32136-6000

Mortgage

Document Number	0028531025
Date	Mar 15, 2024
Book Page	2853/1025
Instrument	2024010574

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jan 10, 2023
Property Address	135 PALM CIR, FLAGLER BEACH, FL 32136-6000
Document Number	0027491197
Book / Page	2749 / 1197
Map Reference	MB 26 PG 57
Instrument Date	Dec 22, 2022
Instrument	2023001139
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 PALM CIR, FLAGLER BEACH, FL 32136-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 CIMARRON TER, PALM HARBOR, FL 34683-4921

Mortgage

Document Number	0027491198
Date	Jan 10, 2023
Instrument	2749/1198

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	13.1%
Index	Other
Max Rate	13.1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jul 30, 2021
Property Address	135 PALM CIR, FLAGLER BEACH, FL 32136-6000
Document Number	0025891743
Book / Page	2589 / 1743
Map Reference	MB 26 PG 57
Instrument Date	Jul 17, 2021
Instrument	2021041816
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PALM CIR, FLAGLER BEACH, FL 32136-6000

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	May 22, 2017
Property Address	135 PALM CIR, FLAGLER BEACH, FL 32136-6000
Document Number	0022061665
Book / Page	002206 / 001665
Instrument Date	May 22, 2017
Instrument	17995
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	131 PALM CIR FLAGLER BEACH FL 321366000, FLAGLER BEACH, FL 32136-6000

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 31, 2017
Property Address	135 PALM CIR, FLAGLER BEACH, FL 32136-6000
Document Number	0021960331
Book / Page	002196 / 000331
Instrument Date	Mar 17, 2017
Instrument	11297
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PALM CIR FLAGLER BEACH FL 321366000, FLAGLER BEACH, FL 32136-6000

Tax Assessment & Valuation

The 2025 property tax bill for 135 Palm Cir was $8,386 with a homeowner's exemption, up 328.3% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,386.00 (+328.29%) Homeowner's exemption	$472,955	$686,442 Land $100,000 Building $586,442
2024	$1,958.00 (-0.71%)
2023	$1,972.00 (+6.88%)	$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2022	$1,845.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Palm Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Palm Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Palm Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures