Cherokee County property record for 135 Mipo Dr, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1984 |
| Lot Size | 5.32 acres (231,739 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $604 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 454100492888000 |
| Primary APN | 454100492888000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,035 sqft Heated Area |
| Gross Area | 2,137 sqft |
| 1st Floor Area | 1,035 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 231,739 sqft (5.32 acres) |
| Lot Width | 30 ft Width |
| Porch | Slab |
| Porch Area | 822 sqft |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 660070011530 |
|---|---|
| Street Address | 135 MIPO DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-7245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 3 MIZELL & POPE PROP 755/143 |
| Legal Subdivision | BEN POPE |
| Legal Phase | 755 |
| Legal Tract | 3 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 E RIVER BEND DR, EATONTON, GA 31024-5315 |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NANTAHALA BANK & TRUST COMPANY |
| May 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1996 |
| Deed Sale | Jan 1, 1996 |
| Deed Book / Page | 755 / 143 |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 1681/1493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 135 MIPO DR, MURPHY, NC 28906-7245 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1687/1234 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 1687/1234 |
| Instrument | 5269 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 8.99% |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 27, 2021 |
| Property Address | 135 MIPO DR, MURPHY, NC 28906-7245 |
| Document Number | 1681/1493 |
| Book / Page | 1681 / 1493 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 3552 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 E RIVER BEND DR, 307, EATONTON, GA 31024-5315 |
| Name | Verified Name |
|---|---|
| Address | 695 PUETT COVE CIR, MARBLE, NC 28905-6202 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $604.00 | $73,650 (-) | $73,650 (-) Land $20,440 Building $53,210 |
| 2023 | $73,650 | $73,650 Land $20,440 Building $53,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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