Meade County property record for 135 Michael Ln, Brandenburg, KY 40108
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $298,000 (Nov 2022) |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-40-00-086 |
| Primary APN | 112-40-00-086 |
|---|---|
| Alternative APNs |
|
| Account Number | 024042 |
|---|---|
| Street Address | 135 MICHAEL LN |
| City | BRANDENBURG |
| State | KY |
| Zip | 40108-8513 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | THE STATION 22 (<1AC)&HOUSE |
| Jurisdiction | MEADE KY |
| Township / Civil Division | BRANDENBURG |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970403 |
135 Michael Ln, residential vacant land, is owned and occupied by an individual who bought it in November 2022.
Source: Meade County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY |
| Feb 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage MEADE COUNTY BANK |
| Nov 16, 2022 | Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Prior Sale | Sep 4, 2013 · Amount on File |
| Deed Document Number | 262744 |
| Deed Book / Page | D731 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Document Number | 0000395050 |
| Book / Page | 1240 / 368 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026395050 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Document Number | 0000395050, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 1240/368 |
| Instrument | 2026395050 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Property Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000930/321 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 930/321 |
| Instrument | 242892 |
| Name | RUOFF MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Property Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Document Number | 0M1037/150 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | M1037/150 |
| Instrument | 255694 |
| Name | MEADE COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BRANDENBURG, KY 40108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 12, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MEADE KY |
| Recording Date | Nov 16, 2022 |
| Property Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Document Number | 00D731/221 |
| Book / Page | D731 / 221 |
| Map Reference | MB 7 PG 039 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 262744 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Name | Verified Name |
|---|---|
| Address | 135 MICHAEL LN, BRANDENBURG, KY 40108-8513 |
| Document Number | 0000262747 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 262747 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 135 Michael Ln was $3,245 with an additional exemption.
Source: Meade County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Brandenburg City |
| County | Meade County |
| Unified School District | Meade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,245.00 Additional exemption filed | $298,000 (-) | $298,000 (-) |
| 2024 | $3,245.00 (-20.33%) | $298,000 (-) | $298,000 (-) |
| 2023 | $4,073.00 (+65.17%) | $298,000 (+66.11%) | $298,000 (+66.11%) |
| 2022 | $2,466.00 | $179,400 | $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Michael Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2018–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Michael Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRANDENBURG WATER WORKS serves 2,880 people · EPA ID KY0820041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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