135 Maple Bush Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 135 Maple Bush Rd, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 832 sqft · built 1974
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Mar 2022)
Tax Bill	$3,412 (2026)
Deeds & Mortgages	Jun 2023 Refinance Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432400 23.-1-8`

Property Details

APN / Parcel Number

Primary APN	`432400 23.-1-8`
Alternative APNs	`240002300000010080000000` `425J174016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	68,389 sqft (1.57 acres)
Lot Width	217 ft Width

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J174016
Street Address	135 MAPLE BUSH RD
City	COBLESKILL
State	NY
Zip	12043-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1050
Census Tract	740400

Owner

135 Maple Bush Rd is owned and occupied by an individual who bought it in March 2022.

Source: Schoharie County and Carlisle Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	135 MAPLE BUSH RD, COBLESKILL, NY 12043-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Mar 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Mar 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Deed Document Number	2022808239
Deed Book / Page	1160 / 150
Prior Transfer Date	Feb 11, 2005
Prior Transfer Doc	0000000780/000000010
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	135 MAPLE BUSH RD, COBLESKILL, NY 12043-4011
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002042/240
Date	Jun 19, 2023
Book Page	2042/240
Instrument	821692

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 30, 2022
Property Address	135 MAPLE BUSH RD, COBLESKILL, NY 12043-4011
Document Number	001160/150
Book / Page	1160 / 150
Instrument Date	Mar 24, 2022
Instrument	808239
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 BLEECKER ST, GLOVERSVILLE, NY 12078-2035

Mortgage

Document Number	0000808241
Date	Mar 30, 2022
Instrument	808241

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	135 MAPLE BUSH RD, COBLESKILL, NY 12043-4011
Transaction Type	Mortgage
Record Updated	Apr 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1833/182
Date	Mar 26, 2019
Book Page	1833/182
Instrument	759648

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 135 Maple Bush Rd was $3,412, up 9.7% from the year before.

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,412.00 (+9.71%)
2025	$3,110.00	$61,100 Land $11,400 Building $49,700	$149,024 Land $27,805 Building $121,219
2023		$61,100 Land $11,400 Building $49,700	$122,200 Land $22,800 Building $99,400
2020	$1,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Maple Bush Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Maple Bush Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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