135 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 135 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 1938
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Aug 2017)
Tax Bill	$12,635 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0375 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0375 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,700 sqft
Basement Area	1,200 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	135 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	375
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2009
Census Tract	338500

Owner

135 Main St is owned and occupied by two individuals who bought it in August 2017.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 MAIN ST, WINCHESTER, MA 01890-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST COMPANY
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Aug 9, 2017	Quit Claim Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on File
Deed Sale	Aug 9, 2017 · Amount on File
Prior Sale	Aug 3, 1992 · Amount on File
Deed Document Number	2017127508
Deed Book / Page	69749 / 500
Transfer Doc	069749-500
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Recording Date	Jul 15, 2026
Property Address	135 MAIN ST, WINCHESTER, MA 01890-3904
Document Number	0000087559
Book / Page	85882 / 393
Instrument Date	Jul 10, 2026
Instrument	202687559
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 MAIN ST, WINCHESTER, MA 01890-3904

Mortgage

Document Number	0000087559,
Date	Jul 15, 2026
Book Page	85882/393
Instrument	202687559

Lender

Name	ROCKLAND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	135 MAIN ST, WINCHESTER, MA 01890-3904
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078063-90
Date	Jun 21, 2021
Book Page	78063/90
Instrument	139874

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 9, 2017
Property Address	135 MAIN ST, WINCHESTER, MA 01890-3904
Document Number	069749-500
Book / Page	69749 / 500
Instrument	127508
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 MAIN ST, WINCHESTER, MA 01890-3904

Mortgage

Document Number	0697490502
Date	Aug 9, 2017
Instrument	69749/0502

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 135 Main St was $12,635, up 10,342.1% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,635.00 (+10,342.15%)	$1,140,300 (+4.1%) Land $672,100 Building $468,200	$1,217,928 (+7.62%)
2025	$121.00 (-98.97%)	$1,095,400 (+5.91%) Land $672,100 Building $423,300	$1,131,735
2024	$11,719.00 (+3.37%)	$1,034,300 (+7.65%) Land $611,000 Building $423,300
2023	$11,337.00	$960,800 Land $549,900 Building $410,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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