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135 Lake Ridge Dr, Madison, MS 39110 Property Records

Madison County property record for 135 Lake Ridge Dr, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details2,858 sqft · built 2021
Lot Size0.561 acres (24,475 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Apr 2021)
Tax Bill$2,226 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN081A-11-002/57

Property Details

APN / Parcel Number

Primary APN081A-11-002/57
Alternative APNs
  • 081A-11-002/57.00
  • 20237

Interior

Building Area2,858 sqft Adjusted Area
1st Floor Area2,349 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area24,475 sqft (0.561 acres)

Location & Zoning

Account Number20237
Street Address135 LAKE RIDGE DR
CityMADISON
StateMS
Zip39110-8210
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodePUD
Legal DescriptionLOT 181 LAKE CAROLINE PHASE I
Legal Range01E
Legal Township08N
Legal Section11
Legal SubdivisionLAKE CAROLINE PH 1
Legal Phase1
Legal Lot Number181
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1038
Census Tract30402

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address135 LAKE RIDGE DR, MADISON, MS 39110-8210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Warranty Deed, Transfer · Conventional Mortgage
RIVERHILLS BANK
Sep 8, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Deed Document Number2021924762
Deed Book / Page4029 / 486
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateApr 27, 2021
Property Address135 LAKE RIDGE DR, MADISON, MS 39110-8210
Document Number004029/486
Book / Page4029 / 486
Map ReferenceCAB C SL 47-50
Instrument DateApr 22, 2021
Instrument924762
Transaction TypeTransfer
Record UpdatedDec 9, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 986, RIDGELAND, MS 39158-0986

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address116 BROOKWOOD LN, VICKSBURG, MS 39183-8112

Mortgage

Document Number0000924763
DateApr 27, 2021
Instrument924763
Lender
NameRIVERHILLS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address135 LAKE RIDGE DR, MADISON, MS 39110-8210
Document Number0000905839
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 986 RIDGELAND MS 391580986, RIDGELAND, MS 39158-0986

Mortgage

Document Number0000905839
DateSep 22, 2020
Book Page003916/000762
Instrument905839
Lender
NameBANCORPSOUTH
TypeBank
AddressMADISON, MS 39110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueSep 21, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictCanton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,226.00 Homeowner's exemption$28,523 (-)$285,230 (-) Land $50,000 Building $235,230
2024$2,226.00 (-17.49%)
2023$2,698.00 Homeowner's exemption$28,523$285,230 Land $50,000 Building $235,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANTON
serves 16,785 people · EPA ID MS0450006
Water SourceGroundwater
Last State InspectionFeb 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20

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