135 Howard Ave, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 135 Howard Ave, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,124 sqft · built 1982
Lot Size	0.154 acres (6,720 sqft)
Owner	Company Name on File
Last Sale	$640,000 (Jun 2014)
Tax Bill	$11,023 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074-442-014`

Property Details

APN / Parcel Number

Primary APN	`074-442-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	6,720 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	135 HOWARD AVE
City	LOS OSOS
State	CA
Zip	93402-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 227 BL 2 LT 14
Legal Subdivision	TRACT 227
Legal Tract	227
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1016
Census Tract	10707

Owner

135 Howard Ave is owned by a company that bought it in June 2014.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	324 S BEVERLY DR, BEVERLY HILLS, CA 90212-4801
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Intrafamily Transfer, Transfer
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2014 · Amount on File
Deed Sale	Jun 17, 2014 · Amount on File
Prior Sale	Jul 25, 2002 · Amount on File
Deed Document Number	201423833
Prior Transfer Date	Apr 17, 2013
Prior Transfer Doc	0000022173
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 2, 2022
Property Address	135 HOWARD AVE, LOS OSOS, CA 93402-2322
Document Number	0000005107
Map Reference	MB 6 PG 60
Instrument Date	Jan 26, 2022
Instrument	2022005107
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S BEVERLY DR # 501, 501, BEVERLY HILLS, CA 90212-4801

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	135 HOWARD AVE, LOS OSOS, CA 93402-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	793 E FOOTHILL BLVD 129, 129, SAN LUIS OBISPO, CA 93405-1615

Mortgage

Document Number	0000051554
Date	Sep 21, 2020
Instrument	2020051554

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 135 Howard Ave was $11,023.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,232 (+2%) Land $281,331 Building $518,901
2025	$11,023.00	$784,542 Land $275,815 Building $508,727
2023	$10,687.00 (+5.51%)	$754,078 Land $265,105 Building $488,973
2022	$10,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 135 Howard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Howard Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	S & T MUTUAL WATER COMPANY private · serves 591 people · EPA ID CA4000523
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

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