135 Heritage Ridge Rd, Boone, NC 28607 Property Records

Watauga County property record for 135 Heritage Ridge Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,221 sqft · built 1980
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Apr 2021)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2829-62-8106-000`

Property Details

APN / Parcel Number

Primary APN	`2829-62-8106-000`
Alternative APN	`1828353`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,221 sqft Living Area
1st Floor Area	1,254 sqft
Basement Area	594 sqft
Finished Basement	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Garage Area	554 sqft
Porch	Porch
Porch Area	362 sqft
Patio Area	698 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1828353
Street Address	135 HERITAGE RIDGE RD
City	BOONE
State	NC
Zip	28607-8891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 HERITAGE RIDGE
Legal Subdivision	HERITAGE RIDGE
Legal Lot Number	11
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3029
Census Tract	920703

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 HERITAGE RIDGE RD, BOONE, NC 28607-8891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 21, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	2021705565
Deed Book / Page	2186 / 455
Prior Transfer Date	Jul 1, 2009
Prior Transfer Doc	0014570451
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	135 HERITAGE RIDGE RD, BOONE, NC 28607-8891
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024680075
Date	Jan 7, 2026
Book Page	2468/75
Instrument	756666

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	135 HERITAGE RIDGE RD, BOONE, NC 28607-8891
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024320653
Date	May 21, 2025
Book Page	2432/653
Instrument	750227

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 28, 2021
Property Address	135 HERITAGE RIDGE RD, BOONE, NC 28607-8891
Document Number	0021860455
Book / Page	2186 / 455
Instrument Date	Apr 20, 2021
Instrument	705565
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2061, BLOWING ROCK, NC 28605-2061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	135 HERITAGE RIDGE RD, BOONE, NC 28607-8891

Mortgage

Document Number	0000705566
Date	Apr 28, 2021
Instrument	705566

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,100 (-) Land $54,100 Building $345,000
2025	$1,623.00 (+0.74%)	$399,100 (-) Land $54,100 Building $345,000
2024	$1,611.00		$399,100 Land $54,100 Building $345,000
2023		$399,100 Land $54,100 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	87 units insured incl. 30 condo units
Nearby Flood Claims	58 (1987–2024)
Claims Outside the SFHA	9 of 58
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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