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135 Herbert Ter, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 135 Herbert Ter, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details2,106 sqft · built 1948
Lot Size0.13 acres (5,641 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Aug 2002)
Tax Bill$11,381 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN57-01713-0000-00040

Property Details

APN / Parcel Number

Primary APN57-01713-0000-00040
Alternative APNs
  • 5700230000000002
  • 570171300040

Interior

Stories1 Story
Building Area2,106 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area5,641 sqft (0.13 acres)
Lot Dimensions120 ft deep x 47 ft wide

Location & Zoning

Old Parcel Number5700230000000002
Street Address135 HERBERT TER
CitySADDLE BROOK
StateNJ
Zip07663-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description47 X 120
Legal SubdivisionFLORAL PARK HOMES
Legal Block1713
Legal Lot Number40
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group3
Census Block3012
Census Tract52100

Owner

Source: Bergen County and Saddle Brook Township records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address135 HERBERT TER, SADDLE BROOK, NJ 07663-5020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
TD BANK
Sep 30, 2017Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2002 · Amount on File
Deed SaleAug 27, 2002 · Amount on File
Prior SaleSep 27, 2001 · Amount on File
Deed Book / Page8504 / 619
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJul 8, 2026
Property Address135 HERBERT TER, SADDLE BROOK, NJ 07663-5020
Document Number0000046252
Book / Page5842 / 570
Instrument DateJun 6, 2026
Instrument202646252
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 HERBERT TER, SADDLE BROOK, NJ 07663-5020

Mortgage

Document Number0000046252,
DateJul 8, 2026
Book Page5842/570
Instrument202646252
Lender
NameTD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 11, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address135 HERBERT TER, SADDLE BROOK, NJ 07663-5020
Document Number0027611434
Book / Page002761 / 001434
Instrument DateSep 30, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyEQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address135 HERBERT TER SADDLE BROOK NJ 076635020, SADDLE BROOK, NJ 07663-5020

Mortgage

Document Number0027611434
DateOct 23, 2017
Book Page002761/001434
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueOct 22, 2037

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,500 (+0.81%) Land $230,400 Building $253,100$483,500 (+0.81%) Land $230,400 Building $253,100
2025$11,381.00 (+5.75%)$479,600 (+7.22%) Land $226,400 Building $253,200$479,600 (+7.22%) Land $226,400 Building $253,200
2024$10,762.00 (+5.6%)
2023$447,300 (+5.42%) Land $213,900 Building $233,400$447,300 (+5.42%) Land $213,900 Building $233,400
2022$10,191.00 (+2.89%)$424,300 Land $201,400 Building $222,900$424,300 Land $201,400 Building $222,900
2021$9,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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