135 Headwaters Dr, Hampstead, NC 28443 Property Records

Pender County property record for 135 Headwaters Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,468 sqft · built 2005
Lot Size	1.3 acres (57,064 sqft)
Owner	2 Owner Names on File
Last Sale	$395,000 (Apr 2006)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3282-94-1590-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-94-1590-0000`
Alternative APNs	`400886253` `886253`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	57,064 sqft (1.3 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	612 sqft
Porch	Porch
Porch Area	392 sqft
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400886253
Old Parcel Number	3282 94 1590 0000
Street Address	135 HEADWATERS DR
City	HAMPSTEAD
State	NC
Zip	28443-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218,PB 34/11 MILL CREEK RIDGE @ DEERFIELD
Legal Subdivision	MILL CREEK
Legal Lot Number	218
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2025
Census Tract	920202

Owner

Source: Pender County records · APN 3282-94-1590-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	135 HEADWATERS DR, HAMPSTEAD, NC 28443-2086
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2006 · Amount on Record
Deed Sale	Apr 04, 2006 · Amount on Record
Prior Sale	May 02, 2005 · Amount on Record
Deed Document Number	0000342926
Deed Book / Page	34 / 2926
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	135 HEADWATERS DR, HAMPSTEAD, NC 28443-2086
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046970849
Date	Nov 12, 2019
Book Page	4697/0849

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (+14.16%)	$662,597 (+127.37%) Land $110,270 Building $552,327	$662,597 (+127.37%) Land $110,270 Building $552,327
2023		$291,414 (-) Land $87,615 Building $203,799	$291,414 (-) Land $87,615 Building $203,799
2022	$2,536.00	$291,414 Land $87,615 Building $203,799	$291,414 Land $87,615 Building $203,799

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 259 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force 240 of 259 on primary residences
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026, rainfall accumulation
Flood Events	Hurricane Florence (Sep 2018), 23 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 12 claims Hurricane Fran (Sep 1996), 22 claims

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.