135 Gardner Rd, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 135 Gardner Rd, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,468 sqft · built 1980
Lot Size	4.05 acres (176,810 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Sep 2021)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2021 Sale & Mortgage
APN	`WINC M:12 B:0 L:49`

Property Details

APN / Parcel Number

Primary APN	`WINC M:12 B:0 L:49`
Alternative APN	`WCDN M:12 B:0 L:49`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,468 sqft Living Area
Gross Area	6,236 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	176,810 sqft (4.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Wood

Location & Zoning

Street Address	135 GARDNER RD
City	WINCHENDON
State	MA
Zip	01475-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	49
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2014
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 GARDNER RD, WINCHENDON, MA 01475-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIDELITY COOPERATIVE BANK
Sep 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 7, 1978 · Amount on Record
Deed Document Number	2021131509
Deed Book / Page	66097 / 69
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0066097-69
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	135 GARDNER RD, WINCHENDON, MA 01475-2153
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	070376-136
Date	Apr 9, 2024
Book Page	70376/136
Instrument	25583

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Sep 20, 2021
Property Address	135 GARDNER RD, WINCHENDON, MA 01475-2153
Document Number	0066097-69
Book / Page	66097 / 69
Instrument Date	Sep 17, 2021
Instrument	131509
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 GARDNER RD, WINCHENDON, MA 01475-2153
Investor	Possibly a Property Investor

Mortgage

Document Number	0000131510
Date	Sep 20, 2021
Instrument	131510

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,204.00 (+0.64%)	$613,100 (+7.41%) Land $55,500 Building $557,600	$625,765 (+4.52%)
2024	$7,158.00 (+10.96%)	$570,800 (+18.57%) Land $51,200 Building $519,600	$598,690
2023	$6,451.00	$481,400 Land $49,000 Building $432,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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