135 Echo Cyn, Comfort, TX 78013 Property Records

Kerr County property record for 135 Echo Cyn, Comfort, TX 78013

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,744 sqft
Lot Size	7.94 acres (346,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,200 (Jul 2020)
Tax Bill	$11,638 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3912-0010-041010`

Property Details

APN / Parcel Number

Primary APN	`3912-0010-041010`
Alternative APN	`66049`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,744 sqft Living Area
1st Floor Area	3,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	346,041 sqft (7.94 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3912-0010-041010
Street Address	135 ECHO CYN
City	COMFORT
State	TX
Zip	78013-5535
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FALLING WATER BLK 1 LOT 43-R-1 (REPLAT) ACRES 7.944
Legal Subdivision	FALLING WATER
Legal Block	1
Legal Lot Number	43-R-1
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1000
Census Tract	960102

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 ECHO CYN, COMFORT, TX 78013-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Mar 25, 2024	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Dec 6, 2023	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Jul 15, 2020	Vendor's Lien, Transfer · Line of Credit CAPITAL FARM CREDIT ACA
Aug 14, 2019	Vendor's Lien, Transfer · Conventional Mortgage VETERANS LAND BOARD OF THE STATE OF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	20204935
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	0000004935
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	135 ECHO CYN, COMFORT, TX 78013-5535
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 ECHO CYN, COMFORT, TX 78013-5535

Mortgage

Document Number	0025006199
Date	Oct 27, 2025
Instrument	25-006199

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	135 ECHO CYN, COMFORT, TX 78013-5535
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024001557
Date	Mar 25, 2024
Instrument	24-001557

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	135 ECHO CYN, COMFORT, TX 78013-5535
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, ALAMO TITLE SAN ANTONIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023007359
Date	Dec 6, 2023
Instrument	23-007359

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Jul 15, 2020
Property Address	135 ECHO CYN, COMFORT, TX 78013-5535
Document Number	20004935
Map Reference	FILE 19-04183
Instrument Date	Jul 10, 2020
Instrument	20-004935
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3118 JUNEGRASS CT, 3118, KINGWOOD, TX 77345-5431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 S DALE MABRY HWY APT 324, 324, TAMPA, FL 33611-3548

Mortgage

Document Number	20004936
Date	Jul 15, 2020
Instrument	20-004936

Lender

Name	CAPITAL FARM CREDIT ACA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Aug 14, 2019
Property Address	135 ECHO CYN, COMFORT, TX 78013-5535
Document Number	19005813
Map Reference	FILE 19-04183
Instrument Date	Aug 9, 2019
Instrument	19-005813
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 603, FREDERICKSBURG, TX 78624-0603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 JUNEGRASS CT, HUMBLE, TX 77345-5431

Mortgage

Document Number	19005814
Date	Aug 14, 2019
Instrument	19-005814

Lender

Name	VETERANS LAND BOARD OF THE STATE OF
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Comfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,638.00 (-3.5%)	$860,224 (+0.01%)	$969,279 (-) Land $132,344 Building $836,935
2025	$12,060.00 (+602,9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$860,153 (+132,027.96%) Land $23,218 Building $836,935	$969,279 (+671.91%) Land $132,344 Building $836,935
2024	$2.00 (-77.78%)
2023	$9.00 Additional exemption filed	$651	$125,569 Land $125,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLING WATER SUBDIVISION private · serves 471 people · EPA ID TX1330154
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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